What Is an Instant Business Credit Card?

Business cards, sometimes called corporate cards, are credit cards designed for official use. Companies apply to banks to provide employees with a credit card when they go out to negotiate business. After the employee uses the company card to pay the bill, the company pays the bill directly, which can save the traditional employee's procedures of reporting and requesting money. And the company's accounting department can reconcile according to the monthly consumption list compiled by the bank, saving a lot of trouble, or further fighting for volume discounts.

Business card

Business cards, sometimes called corporate cards, are credit cards designed for official use. Companies apply to banks to provide employees with a credit card when they go out to negotiate business. After the employee uses the company card to pay the bill, the company pays the bill directly, which can save the traditional employee's procedures of reporting and requesting money. The company's accounting department can reconcile according to the monthly consumption list compiled by the bank, saving a lot of trouble, or further

It generally has the characteristics of dual currencies and universal use, which means that cardholders can withdraw local currency abroad and repay with RMB after returning to the country, which eliminates the tediousness of currency exchange and saves time.

The business card can also be equivalent to a corporate credit card. It is set up in the name of the company and in accordance with the company's credit. It advances all kinds of financial expenses such as business trips, corporate purchases, business entertainment, etc., and is concentrated in one card. The unified financial repayment avoids high personal invoicing, reduces the cost of corporate reserve funds, and makes corporate financial management transparent.

Advantage one: The business card makes it easy for the company to issue benefits. Cardholders can freely choose items at the cooperative merchants, leaving the option of purchasing items completely to the employees;

Advantage two: business card fixed amount, each card contains a fixed amount, it is convenient for citizens to exceed their budget when using, avoid the disadvantages of unsafe cash and bank card, etc .;

Business card

Cardholders can only use it within the range of merchants allowed by their business cards, and merchants only accept business cards for which they are authorized to transact. When the business card is consumed, a dedicated terminal is used for offline transactions without entering a password. Business Youshi card holders use the card for payment. Merchants no longer provide invoices. Cash receipts and POS printed receipts issued by the merchants are used as proof of consumption. The card cannot be lost, withdrawn, or overdrawn. The amount on the card is insufficient to pay. Cash or credit cards can be used Pay the balance; The use of the business card is subject to the merchant's use regulations, and the merchant has the right to explain whether the cardholder has participated in the discount promotion activities of the merchant. The management center and accepting merchants may refuse to accept business cards in the following cases: Suspected to be a fake card, stolen card, severely damaged card surface, faulty card, overdue card; faulty reception terminal, unable to accept normally; information system failure, unable to support business Cards and other unexpected situations. Business prepaid card Business prepaid card can pay various utility expenses of Shanghai residents' households online: water, electricity, gas fees, mobile phone, telephone, broadband Internet access fees, cable TV fees, etc.

E-commerce payment: Online shopping can be performed at franchised merchants in the online mall designated by the business recharge card.

Purchase the card and call the management center to make a reservation, confirm the number of cards purchased, the payment method, and the name and contact number of the client's operator.

Customers can also go directly to the management center for card purchase and recharge services. Those who pay by cash can pick up the card directly, and those who pay by check need to pick up the card after 3 working days.

After confirming receipt of the customer's card purchase payment (check or transfer payment), the company notifies the customer to come to the company to collect the card.

The customer should go to the company to collect the card and purchase the card invoice with the cheque receipt or transfer voucher, the valid certificate of the handler.

For customers who provide a card delivery service with a card purchase amount exceeding a certain amount, the customer must sign and stamp the official seal or special financial seal on the receipt of the card.