How Do I Become a Reverse Mortgage Specialist?
Reverse mortgage loans are for the elderly residents who own the house as the object of lending. The property is used as the mortgage. There is no repayment during the residence period. When the lender dies, sells the house or permanently moves out of the house, the loan principal is returned to the loan principal. , Interest, and various expenses. "Reverse Mortgage Operation" is a series of research on housing pensions. This series of books proposes the idea of providing for the elderly in the house, and adds a new type of old-age care for the elderly in our country. It also organizes a comprehensive and in-depth discussion on this, and strives to make billions of elderly people live a more peaceful and comfortable life. happy. I think this research has economic and social significance.
Reverse mortgage operation
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- Reverse mortgage loans are for the elderly residents who own the house as the object of lending. The property is used as the mortgage. There is no repayment during the residence period. When the lender dies, sells the house or permanently moves out of the house, the loan principal is returned to the loan principal. ,
- Chai Xiaowu, born in Yanan, Shaanxi in September 1953, master of economics from Fudan University, is currently a professor of the School of Economics of Zhejiang University, and published "Encyclopedia of Modern Family Economic Life Knowledge", "Research on Housework", "Research on the Tuition System of Colleges and Universities", "Universities There are 8 monographs such as "Research on Tuition System", "Personal Financial Management Theory and Practice", more than 10 general reading textbooks, and more than 100 various papers published. The main research areas are three aspects: housing pension, base pension and personal financial management. It puts forward the viewpoints of "raising a house before the age of 60, raising a house after the age of 60", "building a pension base, and creating a paradise for the elderly", which have achieved greater social impact. He presided over the completion of more than 10 national and Zhejiang social science fund projects, key projects of the Ministry of Education, and local government cooperation projects. Meng Xiaosu, born in Yangzhou, Jiangsu in December 1949, holds a master's degree and a doctorate degree in economics from Peking University. He was the former chairman, party secretary and president of China Real Estate Group, and is currently chairman of Happiness Life Insurance Company. Professor at several universities including Peking University. Published more than 10 books such as "Strategic Choices for Prosperity" and 200 papers. More than 700 articles were interviewed by domestic and foreign newspapers and TV stations. Presided over the completion of "China Real Estate Index System Design", "Research on Housing Construction as a New Economic Growth Point" and other key national soft science topics. Awards and titles include: "Characters of Chinese Real Estate", "Top Ten Real Estate Talents", "Innovative Figures in Real Estate", "Leaders in Chinese Real Estate", "Chinese Celebrities", "Lifetime Achievement Awards", etc. In our country, housing mortgage loans and reverse mortgage loans have been promoted, and the concepts of university towns and time-share vacations have achieved great social response.
- The choice of the reverse mortgage business starter The overall model of the reverse mortgage operation is envisaged. The bank promotes the operation mechanism of the reverse mortgage loan. The discussion of the life insurance company's reverse mortgage business. The risks and countermeasures of the life insurance company's reverse mortgage business. Reverse Mortgage Operation Market Research Strategy Reverse Mortgage Market Operation Strategy Reverse Mortgage Operation Model Benefits and Market Types Discussion Reverse Mortgage Launch Related Party and Game Analysis Ad hoc Institution Operation in Reverse Mortgage Policy support in the promotion of the reverse mortgage loan system and supervision of the policies of the US reverse mortgage business. Drawing on the eligibility of the elderly to participate in the reverse mortgage business. Limiting mortgage purchases and reverse mortgage pensions. Select the US reverse mortgage. Relevant research on market sizeResearch on market segmentation of reverse mortgage productsResearch on the legal object of China's implementation of reverse mortgagesResearch on government services of reverse mortgage operations and supervision of U.S. reverse mortgage regulations and rights protectionReverse mortgage loans Business start-up consulting and consumer education Defaults in the operation of reverse mortgages and prevention of the traps of borrowers by reverse mortgages and litigation during housing sales, pension implementation, and determination of housing equity transfer. Influential factors in choosing reverse mortgage payment methods and cash flow analysis Signing and Content Definition of Operational Costs and Expenses Real Estate Endowment Life Insurance Contracts Termination of Reverse Mortgage Contracts and Discussion of Related Matters