How Do I Become an Asset Management Specialist?

Asset management business refers to the behavior of asset managers in accordance with the methods, conditions, requirements and restrictions stipulated in the asset management contract, operating client assets, providing clients with securities, funds and other financial products, and charging fees.

asset Management

Asset management business refers to asset managers

Asset management can be defined as the actual process in which assets collected by institutional investors are invested in the capital market. Although these two aspects are often entangled conceptually, in fact, from a legal point of view, asset managers may or may not be part of institutional investors. In fact, asset management can be an organization's own internal affairs or external.

Therefore, asset management refers to the act of the client giving its assets to the trustee, and the trustee provides the client with financial management services. It is a financial institution that invests in client assets in the financial market to obtain investment income for clients.

Another way of asset management is to

There are three main types of asset management business:

1. For a single customer

Structured data

Aggregate data from multiple sources such as help desk, financial planning, systems management, and provide a single view of asset background and responsibilities.

Organize data by department or cost center for research and planning

Maintain a service history of each asset to help collect cost and maintenance data over time

Perform simultaneous automated workflows and asset changes to keep related tools and databases fresh and inform stakeholders of important changes

Streamline your workflow

Support asset requests that get the latest data directly from the repository to ensure fact-based decision making and approval

Control the information in each user interface based on the user's role and scope of authority to ensure data security and minimize accidental changes

Link hardware, software, license, discovery, and entitlement data so that software entitlements can be coordinated based on discovery of true compliance management

Access to track a complete audit history of all status changes, operations, times, people, and dates to achieve accountability management and support asset and change reviews

Take control of global returns

Discover, validate, coordinate data and aggregate data from multiple sources into a central asset repository for cost control and accountability

Manage software license compliance, as well as regulatory, security, privacy and tax requirements

View relationships between hardware, software, contracts, users, and organizational units for comprehensive asset reporting

Track the lifecycle status of each managed asset, using state changes to trigger automated workflows to ensure consistent execution of key business processes

Maintain change history throughout the asset's life cycleincluding connecting to the service desk to generate events and service history

· Insist on strict control of investment and cost data aggregation

Provide business management, finance, and IT staff with access to current accurate asset data at any time to provide more effective services

Keep data fresh by regularly synchronizing data from multiple resources and automatically notifying stakeholders when key data changes.

In recent years, with the continuous improvement of the income level of Chinese people, the question of how to allocate assets and manage wealth has come up. The competitive situation of China's asset management institutions will change in the next five years, and banks will remain the backbone. Benefiting from the acceleration of direct financing, public and private equity funds will grow rapidly, while asset management institutions that rely on channel business are facing transformation.

By the end of 2015, China's various asset management institutions (including bank wealth management, trusts, insurance, brokerage asset management, public funds and fund subsidiaries) had total assets under management of approximately RMB 93 trillion, with a compound annual growth rate over the past three years The rate is 51%. It is expected to reach 174 trillion yuan in 2020, with a compound annual growth rate of 17% from 2015 to 2020.

In the future, the proportion of pension funds in the asset management market will increase significantly. By 2020, pensions will bring 1.5-2 trillion yuan of capital to the capital market. The size of the national social security fund will reach 3.5-4 trillion yuan, and enterprise annuities and occupational annuities will also contribute a large increase. In addition, insurance capital and enterprises will remain important institutional investors in the future, and the importance of outsourcing investment by banks will also increase.

From the perspective of asset management categories, passive management and alternative investments other than standard fixed income have developed rapidly overall, such as index funds, private equity funds, and private equity funds. In the active management type, stock products are still developing rapidly, and cross-border products also have great potential. ^[1]

Interim Measures for the Management of State-owned Assets of Institutions

Decree No. 36 of the Ministry of Finance of May 30, 2006

Chapter I General Provisions

Article 1 In order to standardize and strengthen the management of state-owned assets of public institutions, maintain the safety and integrity of state-owned assets, rationally allocate and effectively use state-owned assets, guarantee and promote the development of various undertakings, and establish state-owned institutions that meet the requirements of the socialist market economy and public finances The asset management system is formulated in accordance with the relevant regulations of the State Council.

Article 2 These measures apply to the management of state-owned assets of various types of institutions.

Article 3 The state-owned assets of public institutions mentioned in these Measures refer to the collective name of various economic resources that are owned and used by public institutions and are legally recognized as state-owned and can be measured in currency, that is, the state-owned (public) property of public institutions.

State-owned assets of public institutions include assets allocated by the state to public institutions. Assets generated by public institutions using state-owned assets in accordance with national regulations, as well as accepting donations and other assets recognized by the law as state-owned assets, are expressed in the form of current assets and fixed assets. , Intangible assets and foreign investment.

Article 4 The state-owned assets management activities of public institutions shall adhere to the principle of combining asset management and budget management, implement a system of in-kind cost quotas, promote the integration and sharing of utility assets, and achieve a close unification of asset management and budget management; The principle of separation of use rights; the principle of combining asset management with financial management, physical management and value management should be adhered to.

Article 5 The state-owned assets of public institutions are subject to a unified state ownership, a hierarchical management system by the government, and a unit ownership and use management system.

Chapter II Management Institutions and Their Duties

Article 6 The financial departments at all levels are the functional departments of the government responsible for the management of state-owned assets of public institutions, and implement comprehensive management of the state-owned assets of public institutions. Its main responsibilities are:

(1) to formulate rules and regulations for the management of state-owned assets of public institutions in accordance with the state's regulations on the management of state-owned assets, and organize implementation, supervision and inspection;

(2) To study and formulate the allocation standards of physical assets and related cost standards for public institutions at the same level, and organize the registration of property rights, the definition of property rights, the resolution of property disputes, the supervision of asset evaluation,

Decree No. 35 of the Ministry of Finance of May 30, 2006

Chapter I General Provisions

Article 1 These regulations are formulated in accordance with the relevant provisions of the State Council in order to regulate and strengthen the management of state-owned assets of administrative units, maintain the safety and integrity of state-owned assets, rationally allocate state-owned assets, improve the efficiency of the use of state-owned assets, and ensure the performance of functions of administrative units.

Article 2. These measures apply to the management of state-owned assets by party organs, people's congress organs, administrative organs, CPPCC organs, judicial organs, procuratorial organs, and democratic party organs (hereinafter collectively referred to as administrative units) at all levels.

Article 3. The state-owned assets of administrative units referred to in these measures refer to the general term for various economic resources that are owned and used by administrative units at all levels and are legally recognized as state-owned and can be measured in currency, that is, the state-owned (public )property.

State-owned assets of administrative units include assets formed by state fiscal funds of the administrative unit, assets allocated to the administrative unit by the state, assets formed by the administrative unit's organization of income in accordance with state regulations, accepting donations, and other assets recognized as state-owned by law. Its manifestations are fixed assets, current assets and intangible assets.

Article 4 The main tasks of state-owned assets management of administrative units are:

(1) establishing and improving various rules and regulations;

(2) Promote the rational allocation and effective use of state-owned assets;

(3) ensuring the safety and integrity of state-owned assets;

(4) Supervising the state-owned assets of economic entities that have not yet been decoupled to realize the preservation and appreciation of state-owned assets.

Article 5 The management of state-owned assets of administrative units includes: asset allocation, asset use, asset disposal, asset evaluation, definition of property rights, dispute resolution of property rights, property right registration, asset inventory, asset statistical reporting and supervision and inspection.

Article 6 The management of state-owned assets of administrative units shall follow the following principles:

(1) the combination of asset management and budget management;

(2) the combination of asset management and financial management;

(3) Combination of physical management and value management.

Article 7 The management of state-owned assets of administrative units shall be implemented under the unified ownership of the state, hierarchical management by the government, and unit ownership and use.

Chapter II Management Institutions and Duties

Article 8 The financial departments at all levels are the functional departments of the government responsible for the management of state-owned assets of administrative units, and they implement comprehensive management of the state-owned assets of administrative units. Its main responsibilities are:

(1) Implementing national laws, regulations and policies concerning the management of state-owned assets;

(2) to formulate rules and regulations for the management of state-owned assets of administrative units in accordance with the relevant provisions of the state-owned assets management, and to supervise and inspect the implementation;

(3) Responsible for researching and formulating the state-owned asset allocation standards of the administrative units at the same level in conjunction with relevant departments, responsible for the examination and approval of asset allocation matters, approval of assets disposal and changes in property rights in accordance with regulations, organization of property rights definition, property dispute resolution, asset statistics reports, Asset evaluation, asset inventory, etc.

(4) Responsible for the examination and approval of the lease and lending of state-owned assets by administrative units at the same level, and the supervision and management of the state-owned assets of economic entities that have not been delinked from the administrative units;

(5) Responsible for the supervision and management of the state-owned assets income of administrative units at the same level;

(6) Supervising and inspecting the management of state-owned assets of administrative units at the same level and financial departments at lower levels;

(7) Report on the management of state-owned assets to the government at the same level and the financial department at a higher level.

Article 9 The administrative unit exercises specific management over the state-owned assets owned and used by the unit. Its main responsibilities are:

(1) in accordance with the regulations on the management of state-owned assets of administrative units, responsible for formulating and implementing the specific measures for the management of state-owned assets of their units;

(2) Responsible for the account card management, inventory registration, statistical report and daily supervision and inspection of the state-owned assets of the unit;

(3) Responsible for the daily management of the purchase, acceptance, repair and maintenance of the state-owned assets of the unit to ensure the safety and integrity of the state-owned assets;

(4) Responsible for handling the approval procedures for the allocation, disposal, lease, lending, etc. of the state-owned assets of the unit;

(5) Responsible for the specific supervision and management of the state-owned assets of economic entities that have not been decoupled from the administrative unit, and assume responsibility for maintaining and increasing value;

(6) Under the guidance and supervision of the financial department, report on the state-owned assets management of the unit.

Article 10 According to the needs of the work, the financial department may transfer part of the work of state-owned assets management to other units. Relevant units shall complete the state-owned asset management tasks entrusted to the financial department and report the completion of the work.

Article 11 The financial departments and administrative units at all levels shall clarify the institutions and personnel for the management of state-owned assets, and strengthen the management of state-owned assets of administrative units.

Chapter III Asset Allocation

Article 12 The allocation of state-owned assets of administrative units shall follow the following principles:

(1) Strict implementation of laws, regulations and related rules and regulations;

(2) Adapt to the needs of administrative units in performing their functions;

(3) scientific and reasonable to optimize the asset structure;

(4) Frugality and strict control.

Article 13 Assets with prescribed allocation standards shall be allocated in accordance with standards; assets without prescribed allocation standards shall be based on actual needs, strictly controlled, and reasonably allocated.

In principle, the financial department will not re-acquire the assets that can be allocated through adjustments.

Article 14 Unless otherwise stipulated by the state, assets purchased with prescribed equipment standards shall be submitted for approval in accordance with the following procedures:

(1) The asset management department of the administrative unit shall review the stock of assets together with the financial department, propose the items and quantities of the assets to be purchased, and estimate the amount of funds. After review and approval by the person in charge of the unit, report to the financial department at the same level for approval, and follow the requirements of the financial department at the same level. Submit relevant materials;

(2) The financial department at the same level shall review and approve the asset purchase project proposed by the administrative unit based on the unit's asset status;

(3) With the approval of the financial department at the same level, each unit may include the asset purchase project in the annual departmental budget of the unit, and submit the approval document and related materials to the financial department at the same level when preparing the annual departmental budget, as the budget of the approving department. Basis. Without approval, it cannot be included in departmental budgets or units

Chapter I General Provisions

The first is to strengthen the management of school fixed assets, improve the efficiency of fixed asset use, ensure the safety and integrity of assets, and promote the healthy development of various undertakings in schools. And relevant national regulations, combined with the actual situation of our school, formulate these measures.

Article 2 Fixed assets refer to assets with a useful life of more than one year, general equipment unit value of more than 500 yuan, special equipment unit value of more than 800 yuan, and basically maintaining the original physical form during use, including buildings, Special equipment, general equipment, cultural relics and displays, books and other fixed assets. Although the unit value does not meet the prescribed standards, a large number of similar materials with a durability of more than one year are managed as fixed assets.

Equipment and appliances that do not meet the standards specified in these Measures shall be managed as low-value consumables.

The fixed assets purchased by each logistics operation service center, independent accounting unit and entity are school fixed assets, and fixed asset registration and management shall be conducted in accordance with these regulations.

Article 3 The main contents of fixed asset management are: determination of the scope, classification and unit price of fixed assets; increase, use, maintenance and disposal of fixed assets; inventory of fixed assets; management of fixed asset accounts.

Article 4 The main tasks of fixed asset management are: to improve the management system; to improve the rules and regulations; to understand the status of property and clarify the property rights relationship; to establish a scientific operating mechanism; to reasonably allocate fixed assets; to ensure that fixed assets are safe, complete, and intact.

Overview of Asset Management System

Fixed asset management is an important part of enterprise management. Fixed assets have the characteristics of large number, variety, high value, long service life, and scattered use locations, which makes management difficult. Relying on manual bookkeeping management methods, due to the large number of management documents and heavy inventory work, it requires a lot of manpower and resources, and the historical operation of fixed assets and the statistical work of assets are extremely difficult, leading to asset loss and repeated purchases of assets. In recent years, some fixed asset management software has appeared. Although the problem of manual bookkeeping has been largely solved, most systems use manual methods to enter data, which is not only slow and prone to errors, but also has assets in asset management. The serious problem of the disconnection of physical and accounting information is difficult to meet the needs of modern enterprise management.

On the basis of fully studying the business needs of the enterprise's fixed asset management, Beijing Nankai Gold Information Technology Co., Ltd. developed the "Gold Fixed Asset Management System". The system uses bar codes to identify fixed assets, enabling the full tracking of the life cycle and use status of fixed assets. The identified assets show the most prominent features of bar code technology when they are being inspected or inspected: they are convenient, fast, and accurate, which greatly improves the efficiency of the inspection work, while ensuring the correspondence between information flow and asset physical logistics. Effectively solve the problems of managing fixed assets of enterprises, making it easier and more effective for enterprises to manage fixed assets.

The fixed asset management system uses advanced RFID technology to comprehensively and accurately monitor the physical assets of the fixed assets from purchase, acquisition, cleanup, inventory, borrowing and return, maintenance to scrap. This system not only covers the management of the entire process of fixed assets, daily complicated statistical checkups, automatic generation of accounting depreciation data, etc., but also takes into account the actual use situation, such as asset 3D positioning and many other unique features.

Main functions of asset management

1. Daily management: asset card management, asset entry, asset transfer, asset maintenance, asset borrowing, asset activation, asset deactivation, asset exit

2.Inventory counting: inventory order query, inventory order entry, inventory profit and loss statement, inventory summary

3.Depreciation management: accrual depreciation, monthly depreciation report, annual depreciation report, asset impairment provision, asset value revaluation, cumulative depreciation details

4.Report management: classified detailed statistical report, department detailed statistical report, new asset statistical report, exit asset statistical report

5.System management: operator / authority, department / person information, asset classification code, asset attribute information