What does a Money Transmitter do?
Interbank transfers and remittances are a type of business that makes remittances in RMB or foreign currencies to units or personal accounts opened in other domestic banks. To use Internet Banking ICBC to transfer money with other banks, you must first register for "financial @ " personal online banking, and open online banking to the business outlets to apply for external transfer permissions, and apply for a U-Shield (personal client certificate). Use online banking for ICBC and other bank transfers.
Interbank transfers and remittances
- Interbank transfer remittance is a type of payment to a unit opened in other domestic banks or
- 1. You don't have to travel around to deposit and withdraw cash between banks, you can complete fund transfers through various channels on your own (the specific account time depends on the receiving bank system).
- 2. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currencies are applicable to remittances to personal accounts).
- 1. Online bank interbank transfer and remittance. [2]
- 1.According to the relevant regulations of the People's Bank, ICBC and other banks transfer services
- Interbank transfers and remittances
- 2. ICBC and other banks will charge a handling fee of 1% of the remittance amount, with a minimum charge of 1 yuan and a maximum charge of 50 yuan.
- 3. When you handle foreign exchange remittances, please pay attention to the following regulations of the State Administration of Foreign Exchange:
- (1) The name of the recipient of the foreign exchange remittance must be the same as the name of the remitter or be a close relative of the remitter. If the payee's name is not the same as the sender's name, you need to show the "document of the beneficiary and the sender is a direct family relationship", "immediate relatives" includes "spouse, father (mother) son (female)", the proof is as follows:
- a. If the payee and remitter are in the same account book, they should show the account book
- b. If the payee and the sender are not in the same account book, they must present a notarization or certification document issued by a notary department or a police station that proves that the payee and the sender are indeed close relatives.
- (2) The nature of your foreign exchange remittance receiving account and payment account in the same city must be the same, that is, "banknote-to-banknote account, bank-to-bank account", that is, "the nature of the bank note / remittance before and after the transfer of funds remains the same."