Can I get car rental insurance from credit card?

You may have heard that your credit card company provides insurance coverage when renting a car. To ensure that you get car rental insurance from a credit card, you should be aware of several common conditions before you rent. First, you must follow certain steps at the time of rent to qualify for coverage. In addition, some cards only offer coverage that complements your regular car insurance and many of them do not cover certain types of fees. Finally, if your car is damaged, you must generally follow a specific protocol to make your claim. First, to activate coverage, most credit card companies stipulate that the lease must be fully paid by the eligible card. In addition, in most cases, you must also refuse to cover the collision of the lease agency.

You should also be AWARE that some cards offer only coverage that complements your regular car insurance. Therefore you want to contact yourHim an ordinary insurance provider before borrowing a car to ensure that your policy involves some lease coverage. If your credit card company only provides secondary coverage and you have no regular car insurance, it may be necessary to buy coverage via your rental.

Most card companies set a number of situations in which insurance coverage will be refused. For example, coverage will generally be rejected if the rental car has been damaged when you were under the influence of alcohol or were driven by an individual who was not appointed in your rental contract. Some card companies do not offer coverage for cars rented outside your home country or for long -term rental.

If your car is damaged, you must generally monitor a specific protocol in order to give your insulnets a claim. Many companies specify that claims must be belowAnd in a certain time frame and requires documentation such as accidents, photos and repair accounts. While your card company agrees to pay your claim, you may be considered responsible for certain ineligible fees, such as a fee that has ever lent rental agencies for potential lost revenue when repairing a car. If you want to avoid unexpected fees, you should consider reviewing your company's card every time you borrow a car.