Can I Get Car Rental Insurance from a Credit Card?

The car leasing industry is known as a transportation service bank. Because of the advantages of no insurance, no annual inspection and maintenance, and free replacement of vehicle models, renting a car instead of buying a car to control corporate costs is a very popular management method in foreign companies. It is gradually favored by domestic enterprises, institutions and individual users.

The car leasing industry is known as a transportation service bank. Because of the advantages of no insurance, no annual inspection and maintenance, and free replacement of vehicle models, renting a car instead of buying a car to control corporate costs is a very popular management method in foreign companies. It is gradually favored by domestic enterprises, institutions and individual users.
Car leasing refers to a type of transaction that separates the right to use the car's assets from ownership, the lessor has ownership of the asset, the lessee has the right to use the asset, and the lessor signs a lease contract with the lessee in exchange for the right to use.
Chinese name
Car rental
Foreign name
automobile rental
Category
Form of transaction
Industry
Transportation

Car rental definition

Car leasing refers to the operating mode in which the lease operator delivers the leased cars (including trucks and passenger cars) to the lessee within the agreed time, and does not provide driving services. The essence of car leasing is a business behavior that obtains income from the right to use a car on the basis of separating the property rights from the right to use the car. The subject matter of the lease includes, in addition to the real car, the guarantee that the car is on the road normally and legally All procedures and associated values for driving. Different from general car rental business, during the lease period, the lessee assumes the driving responsibility. The core idea of the car rental industry is to share resources and serve the society. [1]

Car rental classification

According to different classification standards, car leasing has different classification methods. There are two types of car rental, which are divided according to the length of the lease and the purpose of the business. Car leasing has the characteristics of short lease period, convenient leasing, and after-leasing services such as maintenance provided by the lessor. Due to the short operating time, limited scale and strength of Chinese car leasing companies, they often adopt a decentralized and independent operation model. However, with the development of the Chinese economy and the growth of the leasing market, this model is difficult to provide convenient and efficient services to customers, limiting the company. The expansion of the market and the expansion of business scale make it difficult for enterprises to provide a space for sustainable and healthy development. After car leasing enterprises have experienced the initial market cultivation, the business model will embark on the road of chain operation and cooperation with manufacturers.

Car rental is divided according to the length of the lease

In the "Interim Measures for the Administration of Pilot Vehicle Leasing Work" promulgated and implemented in 1997, car leases are divided into long-term leases and short-term leases according to the length of the lease period. In actual operation, it is generally considered that a short-term lease is less than 15 days, a medium-term lease is 15 to 90 days, and a long-term lease is more than 90 days.
Long-term leasing refers to the long-term (usually annual) lease contract signed between the leasing company and the user, which is deducted based on the costs incurred during the long-term lease (usually including vehicle prices, maintenance costs, various taxes and fees, insurance costs, and interest). After the estimated residual value, the average rental fee will be charged according to the number of months of the contract, and a comprehensive form of leasing services such as automobile functions, taxes, insurance, maintenance and accessories will be provided.
Short-term leasing refers to leasing companies signing contracts according to user requirements to provide users with car services in the short term (usually calculated by hours, days, and months), collect short-term rental fees, and resolve leases for various service requirements of users during the lease period form. [2]

Car rental by business purpose

Car leases are divided into financial leases and operating leases according to business purposes. Financial leasing refers to the purpose of the lessee to obtain ownership of the automobile product, while the operator transfers the ownership of the subject matter in the form of a lease. It is essentially a long-term lease business with a sales nature and to a certain extent financial Service characteristics. Operating lease refers to the purpose of the lessee to obtain the right to use the automobile products, and the operator realizes the investment income by providing services such as vehicle functions, taxes, insurance, maintenance, and accessories.

Development of car rental

Domestic development of car rental

By the end of 2010, there were more than 100,000 car rental vehicles nationwide with an output value of more than 14 billion yuan. It is estimated that by 2015, the overall car rental market in China will reach 300,000 vehicles, and the overall market size will exceed 35 billion yuan.
According to statistics, the domestic car rental market emerged in the Beijing Asian Games in 1990, and then developed first in Beijing, Shanghai, Guangzhou, and Shenzhen with higher internationalization. Until around 2000, the car rental market began to develop in other cities. The rapid development trend of the domestic car rental market is mainly reflected in the past five years. Before 2005, the car rental market was far less popular than today, and leasing companies were mainly small and medium-sized enterprises. China's car rental industry originated in Beijing in 1989, and entered around 2001, setting off a third round of development of car rental companies. Since then, the domestic car rental industry has developed by leaps and bounds, from car rental business that was limited to large cities such as Beijing, Shanghai, and Guangzhou, to small and medium-sized cities, and even counties. By the end of 2006, there were 787 car leasing companies, 44864 car rental companies, 446 rental sites, 14682 employees and a turnover of 2 billion yuan in 13 central cities in China.
In 2007, China's car rental market experienced an unusually rapid development. Car rental companies from all over the country have sprung up. The domestic car rental market has more than 2,000 rental companies by 2010, and the car rental market has nearly 150,000 rental cars With a turnover of more than 10 billion yuan. Although its development speed is much faster than the beginning of the western car rental industry, the car rental market in China is still in its infancy and the vast majority of companies are small.
As of the end of June 2008, there were more than 800 car rental companies in 13 central cities in China, but only 45,000 vehicles were in operation, 80% of which had less than 50 vehicles.
From the perspective of China's macroeconomic trends and micro-social foundation, China's car rental industry has an extremely bright future. By 2010, with the establishment of China's credit system and the need to further improve the market economy, China's car rental industry will have a larger and faster development. It is estimated that by 2015, the demand for leased vehicles in the Chinese car rental market will reach 300,000 to 500,000, and the operating income will reach 20 billion yuan.
In China, the early car leasing industry was mainly used by foreign and large state-owned enterprises and other enterprise users. It is also a matter of recent years that large-scale investment in personal business has taken place. This has created basic conditions for the large-scale development of the car rental industry.
During the "Eleventh Five-Year Plan" period, with the continuous investment in e-commerce and other technological means, China's car rental industry has entered a rapid development stage. Many companies have begun to develop their presence nationwide, and more and more business people and individuals are enjoying the convenience brought by car rental. By the end of 2010, there were more than 100,000 rental cars nationwide, and the output value of the car rental industry reached more than 14 billion yuan. Since the second half of 2010, capital intensive entry has made car leasing the focus of the industry. And the restrictions on purchases and lines in Beijing have allowed more companies to see the potential business opportunities, and car rental companies have also begun to make continuous efforts in order to seize market opportunities.
The Ministry of Communications issued a notice in April 2011 to promote the healthy development of the car rental industry, saying that the next 5-10 years will be an important period for the development of China's car rental industry. The Ministry of Transport will strengthen industry management to promote its standardized development. Regardless of China's macroeconomic trends or micro-social foundation, China's car rental industry has a bright future. In the next few years, with the gradual improvement of the credit system and the further improvement of the market economy, China's car rental industry will develop faster.
On March 12, 2013, Hangzhou was the first electric car rental city in the country, and the first batch of 30 citizens rented electric cars entered the trial operation stage. The first monthly rental of electric vehicles on the road is 998 yuan per month. After paying this rent, other insurance costs, electricity costs, annual inspection and other regulatory fees, and normal maintenance and repair costs are not required to be paid separately. They also enjoy 24-hour rescue And other services. Including insurance including strong insurance, car damage insurance, third party liability insurance of 100,000 yuan, excluding deductibles, company insurance. [3]

Car rental international development

The operating scale of the international car rental industry is currently the most mature in the European and American countries' leasing markets in the global 100 billion dollar car rental business. The total number of vehicles in the global car rental industry and the annual demand for them are around 3 million.
Car rental
The speed of the car update is about 8-12 months.
In the United States, new cars sold by lease account for about one-third of the country s total car sales. In 2006, it exceeded 36%, including financing leases, and most of the cars were long-term leases. About 400,000 vehicles
Japan s annual car rental sales are more than 2 million units, accounting for about 15% of the country s new car sales, and this proportion is constantly increasing; Germany s car rental industry has a total of about 2.5 million vehicles in operation; There are more than 4 million people who use cars by their own means, accounting for 7% of the French population.
The world's major car rental companies operate around hundreds of thousands of vehicles and manage up to thousands of rental sites around the world. Take Avis car rental company, a subsidiary of General Motors, as an example. Employees worldwide More than 20,000 people, 2,000 rental sites, more than 30 million phone reservations per year, an average of 20 million car rental transactions completed each year, 100,000 per month, 1.2 million rental cars received maintenance each year, and 150,000 Customers become special members who can enjoy preferential services because they rent a car at least 15 times a year at Avis, with an annual turnover of more than 4 billion euros.
Added content: But since 2007, some areas in China have appeared in the form of financing on the basis of car leasing. The specific method is as follows: 1.5--2 times the total deposit of the vehicle is paid in advance. This varies depending on the deposit multiple. No rent. The lease term ranges from 1 to 5 years. After the expiration, the vehicle deposit is returned and the leased company vehicle is returned. In some areas, a membership fee of 365 yuan / year will be charged for this method. But this risk is enormous.

Car rental industry prospects

As an emerging transportation service industry in China, car leasing is an important means of transportation to meet the needs of the people's personalized travel, business activities, and guarantee major social activities, and is an important part of the integrated transportation system. Promoting the healthy development of the car rental industry is an important measure to change the development mode of transportation and promote the development of modern transportation industry. To improve the comprehensive transportation system, change the development mode of road transportation, and improve the utilization efficiency of social resources such as vehicles, roads, and parking lots. It is of great practical significance to promote the development of the tourism industry, the automobile industry, and the financial and insurance industry and improve the quality of life of the people.
With the rapid development of China's automobile industry, the car rental industry has become increasingly popular in the past two years. However, conditions such as incomplete regulations and irregular management have become a bottleneck that plagued the development of the car rental industry. In the 2009 government work report, Premier Wen Jiabao explicitly mentioned that to accelerate the development of the car rental market, which reflects the government's emphasis on the car rental industry. At the same time, the reform of official vehicles has also brought opportunities for car rental. In April 2011, the Ministry of Transport issued the "Notice on Promoting the Healthy Development of the Car Leasing Industry", which clearly stated that in the next 5 to 10 years, China will initially form a leading company with a diversified operating body, a network covering the whole country, a network of operating practices, The car rental service system with good market order and service standards in line with international advanced standards can basically meet the needs of the economic and social development and the people's car rental industry. It is estimated that by 2015, the overall car rental market in China will reach 300,000 vehicles, and the overall market size will exceed 35 billion yuan. [4]

Six advantages of car rental

Models can be updated at any time
With the improvement of people's consumption level, there is a constant desire for renewal of high-end consumer goods. In Europe and America, people change models every 8 months on average. false
Car rental
After spending more than 300,000 yuan to buy a car, due to the rapid social and economic development, the performance and appearance of the car will be greatly improved after one year, but the price will drop significantly. One year later, if you want to change to a new model, the old car may be difficult to sell for 150,000 yuan. This means that the loss of car prices in a year is close to 200,000 yuan. But if you rent a car with more than 300,000 yuan, it only costs more than 100,000 yuan. Moreover, the latest models can be rented at any time. From the situation that people often change their mobile phones, it can be expected that after a few years, often changing new cars will be people's new fashion.
Relieve inspection troubles
It takes a lot of money and energy to repair and maintain the vehicle and the annual vehicle inspection after purchasing the vehicle. However, if you rent a car, these problems do not exist. Whether it is for vehicle maintenance or other reasons, the rental company will provide a replacement car in time to ensure the use of the car.
Improve capital utilization
If the self-purchased vehicle has to pay 300,000 yuan at one time, consumers have certain economic strength. In other words, renting a car can save at least 200,000 yuan in one-time investment compared to buying a car. Consumers can use this 200,000 yuan to run a business and earn a considerable profit.
Good financial standing
Self-purchased vehicles will inevitably cause an increase in fixed assets, increased borrowings, and reduced current assets, which will cause financial unfavorable conditions, and leased vehicles will effectively avoid the above risks.
Increase cost concept
When using self-purchased vehicles, you can do whatever you want, especially unit buses. Private cars are more common, causing unnecessary waste. If you rent a car, you can adjust the number of cars at any time according to business needs. The cost of using the car can directly reduce unnecessary use of the car, effectively improving the cost concept of employees.
Company assistance
When driving a self-purchased vehicle, once an accident occurs, you must negotiate with the insurance company. Because the owner is not familiar with the procedure of reporting claims, it will often waste a lot of time and money. As a professional leasing company for vehicle management, it usually has a good cooperative relationship with insurance companies. In the process of claim settlement, it must have obvious advantages.
Car leasing companies organically integrate car manufacturers, car dealers, and car users. People's understanding of leasing is also comprehensive in developed countries, and the benefits of car leasing have been generally accepted. In China, with the change of ideas and the cultivation of the market, the concept of car use by companies and individuals who "buy for rent" is broad and dynamic.

Car rental lease notice

Car rental lease

Car rental :
1. Copy of business license, organization code certificate, corporate information card, corporate identity card, official seal, power of attorney
2. The tenant manages the city's household registration book, ID card and driving license.
Personal car rental:
One. The lessee should bring valid documents such as ID card, driver's license, household registration book, etc., and sign a car rental contract with the business department.
two. The lessee shall strictly implement the contract terms stipulated by the company.
three. The lessee should pay the full rent in advance, and the deposit cannot be regarded as rent.
four. The lessee provides the check for transfer, and the car rental procedure can only be processed after the payment has been deposited into the account. If a short check appears, it will be reported to the public security organs, and all responsibilities shall be borne by themselves.
Fives. The lessee rents a car for 24 hours a day, with a limit of 180-260 kilometers per day. This depends on the rental company in each place. The rent will be charged for more than one kilometer. You can talk to the rental company about the remaining kilometers.
six. If the lessee violates the relevant regulations of the company during use, the company has the right to take back the vehicle at any time and terminate the contract.
Car rental for foreigners :
1. One of the renter's own passport, residence permit in this city for more than one year, a Chinese driving license, and a guarantor of this residence.
2. The guarantor shall provide his / her own household registration book, ID card and guarantee commitment.

Car rental leasing steps

Understand the procedure
Before renting a car, you must make adequate preparations and understand some of the procedures for renting a car. Don't wait for someone to explain to you where you rent a car. This will not only waste time, but your own interests will be difficult to protect.
2. Select a vehicle
Candidate cars cannot be sloppy when choosing a rental car. Different vehicles have different prices and services. It is most important to choose the car that suits you best.
3. Select company
The company's choice is very clear, and the word of mouth is good, so if the company is big, you can consult first. Such a leasing company is not necessarily good or bad. Service and word of mouth are the most important. Reputation represents the good or bad of the company.

Car rental obligations

Car rental companies' responsibilities
The leaser shall be responsible for the normal repair, maintenance, annual review and insurance of the lessee in the vehicle. The lessee shall bear full responsibility for the losses caused by the tenant's delay in the maintenance or annual review of the vehicle.
During the lease period, the lessee shall operate and maintain the vehicle according to the Vehicle User Manual. Before leaving the car, you must make routine inspections, such as engine oil, brake fluid, condensate, tire pressure, and lights. If problems are found, you must quickly send them to the repair point designated by the car rental company for repairs, or you will bear the consequences.
During the lease period, the lessee has the obligation to properly keep it, use the rented car and its related documents, and keep the body clean until it is returned to the leasing company. Any loss should be immediately notified to the leasing company and relevant departments.
Leasing is a common legal activity in daily life. In order to avoid unnecessary disputes during the lease process, you must pay attention to relevant matters when signing a contract.
I. The lessee needs to know the basic situation of the lessor and the leased property. 1. As a lessee, it should first check whether the leased property is forbidden by laws and regulations, including the following situations: (1) Failure to obtain the relevant documents of the leased property (2) the joint lease has not obtained the consent of the co-owners; (3) the ownership is disputed.
2. As the lessee, in order to prevent fraud, it is agreed in the contract that if the lessee is the owner of the leased property, relevant certification documents must be provided; if the lessee is not the owner of the leased property, it must have the sublease right.
3. In order to avoid disputes, the basic information of the leased property should be clearly agreed in the contract, such as the specifications, quality and quantity of the leased property.
Second, the lease term clause of the lease contract < br In the contract, the lease term of the leased property is agreed, and the specific start and end dates of the lease are specified. If the lessee uses the leased property beyond the lease period, it shall pay the lessor overtime rent.
3. Rental clauses of the lease contract 1. In the contract, the payment method of the rent is clearly agreed upon, either in cash or by bank transfer (in the case of bank transfer, the account name and bank account number must be written). Season or annual payment.
2. In the contract, the time for rent payment shall be clearly stipulated, and the rent shall be paid on a specific date of each month. If the lessee fails to pay on time within a certain grace period, a delayed rent or liquidated damages shall be paid or the lessor may terminate the contract.
4. Margin clauses of the lease contract <br /> When the lease contract is concluded, both parties to the contract try to avoid risks and prevent fraud. The lessee should give the lessor a certain deposit or deposit before the contract is concluded. The situation determines the amount of the deposit within the value of the leased property. At the same time, the conditions for return of the deposit shall be clearly agreed.
V. Sublease clauses of the lease contract <br /> In the contract, it is clearly stipulated whether the lessee can sublease.
1. As the lessee, with the consent of the lessor, the leased property can be subleased to a third party. The original lease relationship between the lessor and the lessee will not be affected by the sublease.
2. If the lessee subleases the leased property to a third party without the consent of the lessor, the lessor may terminate the lease contract. If the leased property is damaged due to the sublease, the lessee shall also be liable for compensation.
Sixth, the terms of the lease contract's responsibility for proper storage <br /> It is clearly stipulated in the contract that the lessee should properly keep the leased property during the lease period. If the leaser's and its supporting facilities are not properly maintained, the leased property and supporting facilities should be damaged or lost. Liability. For example, the leased property should be taken care of and used reasonably, and those who cause damage should also be liable for repair or compensation.
Seventh, the maintenance liability clause of the lease contract <br /> In the contract, the maintenance liability is clearly agreed upon. The lessor shall ensure that the leased property conforms to the agreed purpose, but it may also be agreed that the lessee shall assume the maintenance obligation.
8. Other matters < br In the contract, it is recommended that the parties' rights and obligations, liability for breach of contract, and jurisdiction of litigation be clearly defined according to the actual situation, in order to reduce the risk of contract performance and ensure the smooth performance of the contract, and to protect the legality of both parties as much as possible Reasonable interest.

Car rental considerations

Different car leasing companies have different business forms, types of leased cars, and services. Some companies provide mid-to-high-end vehicles within one year, and some use idle vehicles for leasing. Before renting a car, you must first understand the car types and conditions available to the rental company to determine whether it is what you need. Then, inquire about the lease form, rent, required documents, deposit, etc. of each house. The necessary documents for a car rental generally include an identity card, a household register and a driver's license. The rent is usually paid in advance and not deducted from the deposit. When signing a lease contract, pay attention to the following points: how to deal with it in the event of an accident. When an accident occurs, do not deal with it privately, but wait for the traffic police to come to the site to determine the responsibility, and contact the leasing company in a timely manner. The Tort Liability Law stipulates: "If the owner of the motor vehicle and the user are not the same person due to leasing, borrowing, etc., and the responsibility of one party of the motor vehicle occurs after a traffic accident, the insurance company shall be within the motor vehicle compulsory insurance liability limit The motor vehicle owner shall bear the compensation liability for the shortcomings; if the motor vehicle owner is at fault for the damage, he shall bear the corresponding compensation liability. " It can be seen that the traffic police's determination of the responsibility for the accident is the main basis for dividing the responsibilities of the leasing company and the lessee. If the accident is caused by the lessee, the lessee is responsible for compensation; if the car itself does not meet the corresponding technical standards, the leasing company shall be liable for compensation.

Car rental troubleshooting

  1. When the lessee finds that the vehicle is abnormal or malfunctions during the rental period, he should immediately stop driving and notify the rental company. At the same time, follow the instructions of the leasing company.
  2. The loss of the leased vehicle due to an irresistible disaster, the lessee should immediately notify the rental company and take the car to a designated repair shop for repair.

Documents needed for car rental

For enterprises or individuals of different natures, the required documents are different, and are generally divided into the following types:
  1. Enterprises and Institutions:
    1. Copy of business license, corporate information card
    2. Unit introduction letter
    3 Contract or official seal
    4. Lessee manager ID card and driver's license
  2. Private and collective enterprises:
    1. Copy of business license, corporate information card
    2. Corporate legal representative ID card
    3 Unit introduction letter
    4 Contract or official seal
    5. Renter's account book, ID card and driver's license
  3. Hong Kong, Macao, Taiwan compatriots and guests at home and abroad:
    1. Homecoming Permit or Passport
    2. International driving license
    3 A guarantor is required, and the guarantor must have a legitimate occupation
  4. Residents:
    1. My household register, ID card and driving license
    2. Guarantor's household register, ID card
    3 City residents and their guarantors must have a legitimate occupation, and the guarantor must be an indirect relative.
    Note: Large domestic car rental companies have used credit card guarantees, so that not only local car rental, but also foreigners who come to rent a car locally can also use credit card to settle. First, a certain amount of pre-authorization is swiped when the car is rented, and then settled when the car is returned. Due to the high credit and widespread use of credit cards, leasing companies have made a qualitative leap.

Car rental service classification

Car rental is divided into rental modes: self-driving car rental, driving car rental is also called accompany car rental. Each rental company has its own regulations on these two types of car rental methods. Here is a general rule, the specific situation depends on the specific rental company.

Car rental self-driving car

Self-driving cars are divided into daily, monthly and long-term leases.
Daily rent: The driver is assigned 9 hours / day based on 24 hours / day. The time is counted from the time the renter rents the vehicle from the parking place. At the end of the lease period, the lessee needs to return the car to the car return location specified by the company, and write the time sheet. Rents are calculated on a daily basis over 6 hours. Some regulations have limited mileage.
Monthly rent: In addition to complying with the relevant provisions of daily rent, the lessee needs to arrive at the designated maintenance point of the rental company at a certain agreed time to conduct regular monthly maintenance of the leased vehicle and write the registration of the vehicle operation.
Long-term leasing: take the year as the calculation unit, and carry out regular maintenance of the leased vehicle in accordance with the relevant regulations of monthly rent, and write down the registration of the vehicle operation.

Car rental

The rental company has a car rental configuration driver service, which is subject to driver service fees.
The driver works 8 hours per day. For example, overtime is calculated according to the working day, weekend and national holiday. The charterer shall guarantee the driver's meal and rest time.
Renters who go to other places to pay for the car must pay the driver's travel and accommodation expenses.
In order to be safe, the general rental company will stipulate that the continuous driving time of the driver shall not exceed 4 hours, the cumulative driving time per day shall not exceed 8 hours and the total service time per day shall not exceed 12 hours.

Car rental insurance common sense

To be exact, the car rental company does not provide real insurance, but a collision damage waiver claim agreement damage damage waiver, that is, if a car accident occurs and the vehicle is damaged, you do not need to compensate the insurance company for repairing the car or the rented car s scrap . Accepting this agreement means that you have to pay the car rental company an additional fee ranging from 16 yuan to 23 yuan per day on the basis of the rental fee.
In fact, in many cases, you do not need to buy this insurance. So before deciding to rent a car, you better ask your car insurance and your credit card company to see if they offer the same insurance.
For example, if you study the car rental insurance terms of American Express credit cards carefully, you will find that the credit card company only provides insurance for your car rental. It does not provide third-party claims insurance, which means that if you get involved in a car accident, you crash someone else. Credit card companies do not provide claims for cars, they are only responsible for compensating for the car you rent. Of course American Express also provides theft insurance for your rented car. So who will compensate other vehicles that were damaged by the car you rented, as well as those who were hit by the collision? It depends on your existing car insurance. In many cases, your car insurance will protect you. It is important to note that you have purchased sufficient third party liability insurance. In China, the legal minimum liability insurance is 200,000, but many brokerage companies recommend buying 1 to 2 million. But it is possible that your own car insurance will not pay for damage to your rented car. That's why you need to buy another insurance. Have your auto insurance broker or agent add 27 Endorsement to your existing policy. This extra insurance covers your car rental in Canada and the United States, including Hawaii. But only that, not in other countries. Note that you must rent a car in your name. If two friends rent a car in the same name, both must add clause 27 to their car insurance. This extra insurance is not expensive at 25 yuan a year. But it provides insurance for the car you rented during your rental.
Car rental companies do not provide insurance business for sale. A crash waiver is not insurance, it is just a car rental agreement that reduces or eliminates the costs that must be paid for a crash. In fact, it's the car rental company that lets you buy the bottom line of their company's car insurance.
But relying on your own insurance company also has disadvantages. If you are fully responsible in a crash, it will have an impact on your driving record because your insurance company will pay compensation. If you buy a crash and abandon the claim agreement, it will not affect your insurance records even if there is a car accident.
You can also abandon the claim agreement without buying this crash and consider the car rental insurance protection provided by the credit card company. But you must understand what your credit card company offers, each credit card company is different, so be sure to study it carefully. Credit card companies' various insurance terms and details can be found online.

Car rental conference car rental

Important international conferences, important industry conferences, well-known company global or regional conferences, usually with a large number of participants and high status. If the host is located, vehicle scheduling may not be a problem. If it is held in a different location, then vehicle scheduling It is worth studying.
Generally, organizing conferences in different places basically entrusts local professional agencies as agents. Vehicle dispatching involves communication between the sponsor and the agent, as well as the problem of vehicle sources at the meeting place.
For the organizer, usually only the car use and arrangement requirements are proposed, while the agency company must consider the time arrangement, the reasonable number of vehicles scheduled, walking time and routes, and so on.
Therefore, the organizer should inform the agent in advance of the relative accurate arrival time, number of participants, the identity of the guests arriving during this time period, and the vehicle use standards, and tell the agent if there is any remedial measures and willingness to take if the situation does not match the notice The price to bear for this.

Car Rental Industry Alliance

The first car rental

On July 2, 2009, the "First China Automobile Leasing Industry Alliance Conference" was grandly held at the Fisherman Village Hotel in Panyu, Guangzhou. The chairman and general manager of more than 20 car rental companies from around the country came to attend this industry event.
How should the industrial development of the car rental industry effectively promote the development of the industry and applications? At the meeting, members of the alliance combed and summarized the development of the entire industry, and put forward positive and constructive opinions on the next work of the alliance. The atmosphere was warm and pragmatic from the beginning to the end. It was not only an in-depth discussion, but also an oath mobilization conference to promote the development of China's car rental industry.
The conference comprehensively analyzed and summarized the work progress of the industry alliance in the formulation of standards, network management, service support, and application promotion. It clearly pointed out that the resources of all parties in the country were integrated to integrate more effectively and deeply for the development of the industry. "Independent innovation, openness and compatibility" as a guideline to promote the development of the entire industry, further increase the work to promote the rapid development of China's car rental industry.
The chief executives of all enterprises jointly proposed a change in business thinking: from the focus on the speed of expansion to the focus on safe operations; from the focus on local operations to the focus on inter-provincial expansion; from the focus on profits to the company's capital turnover . Emphasis is put on strengthening the group purchase cooperation of the alliance, attaching importance to external resources and making full use of it, majoring in internal skills, and improving the application of research and marketing methods to customer needs.
All participating companies will fully communicate and communicate the contents of the "Articles of Association of the China Automobile Leasing Industry" in the afternoon and reach a consensus. Influential car rental companies in various places have also submitted applications for membership. In view of the capital operation of the traditional car leasing industry, the risk to the information-intensive integration of the industrial type, the face of a globalized competitive environment, the industry boundaries are becoming increasingly blurred, the development of products across fields, and the rapid advancement of Internet technology, especially the overall The drastic changes have led to the formulation of the policy of the automobile leasing industry alliance and the establishment of an industry development mechanism from a macro perspective.
The formal establishment of the industry alliance aims to promote the establishment of a harmonious society in the Chinese car rental industry, and has played an exemplary role in maintaining the healthy, orderly, and mature development of the Chinese car rental industry.

Car rental second

On December 18, 2009, the "Second China Automobile Leasing Industry Alliance Conference" was grandly held in Beijing Jiuhua Villa. Leaders from various alliance units across the country attended the car rental alliance conference to discuss the development prospects of the automobile rental industry and exchange management. Experience, establish a car rental alliance development mechanism, promote off-site rental car return, off-site rescue, and achieve one card in hand, national car rental, national rescue.
The conference adjusted the composition of the alliance members and the board of directors through credit evaluations, collective discussions, and voting elections, and aimed at the problems in the off-site rental and return of cars, off-site rescue systems, and network application management that the member companies of the alliance are more concerned about, and the next work Focused on in-depth discussion and summary. In the following meetings, leaders of the member companies of the alliance discussed and decided on the logo of the China Automobile Leasing Alliance, the revised draft of the constitution of the alliance, the operation of the 2010 automobile rental market, and service quality requirements.
During the meeting, the delegates also made many relevant suggestions on the future development of China's car rental website. Participants believed that the establishment of the China Car Leasing Alliance is of great significance to strengthen the information exchange of car rental companies, improve the service quality of all alliance units, and develop contacts and information exchanges with various industries. The participants fully recognized The development strategy of the China Automobile Leasing Alliance and is full of confidence in the future development of the automobile lease alliance industry. With the booming development of the car rental alliance industry and the active development of various beneficial work of the alliance, I believe that the industry of China's car rental alliance will grow stronger and stronger, and the brand influence of China's car rental alliance will become higher and higher. The future of the alliance will also be better.

Car rental industry regulations

According to the survey, before 2004, the car rental industry was restricted by the "Interim Rules on Governance of the Car Leasing Industry", which was partially governed by the transportation management. However, in 2004, the "Administrative Licensing Law" came into effect, abolishing this administrative control right of the transportation management part; at the end of 2007, the "Interim Rules on the Governance of the Automobile Leasing Industry" was abolished, and the automobile leasing industry thus fell short of the regulatory basis.
The rules in the "Government Regulations for the Management of Road Transport in Guangdong Province", which came into effect on March 1, 2010. Those who engage in car rental operations should have the premise of judicial and statutory rules, obtain a response to the operation approval in accordance with the law, and handle the cancellation of industrial and commercial operations and tax cancellation. . Vehicles engaged in road transportation operations shall obtain vehicle operation licenses according to law. The promulgation of the regulations provided the basis for the governance of car leasing. However, the car leasing enterprises have detailed detailed rules such as corporate governance and supervision. The relevant person in charge of the transportation department revealed that Guangdong Province is promulgating detailed rules for response, strengthening guidance on the daily operation of car rental companies, guiding car rental companies to improve service levels, operating in good faith, and standard operating.

Car rental information

Large and medium-sized car rental companies' systems need a comprehensive and real-time management of vehicles, orders, and settlement data at all branches and outlets through a set of information platforms. At the same time, the leased outlet stores themselves can standardize and standardize the leasing business. Eventually, To achieve the goal of comprehensive, unified, scientific and effective management of enterprises. In response to the need for a small independent car rental company to set up an information system to help companies standardize and simplify business processes, change the original and backward handwritten business operation methods of enterprises, and use computer information management technology to reduce managers and business staff from inefficient work Free from the way, pay more attention to the promotion of the company's business volume and the development of the company. In addition, it can realize that small car rental companies can use the system to form a rental alliance to grasp each other's vehicle inventory situation, facilitate the mutual scheduling of vehicles between companies, improve the rental rate of corporate vehicles, increase corporate income, and through the information platform Prevent rent scams.
EZu car rental management system software consists of seven modules: rental management, vehicle management, vehicle monitoring, customer management, financial management, website publishing, and maintenance management. It can support the multi-organizational model of multi-branch and multi-store organizations of large-scale car rental companies based on the unified management and use of the Internet, and can also support the flat management of small and medium-sized car rental companies.
1) Lease management
The core business module of the system includes inquiry of vehicles to be rented, vehicle queue booking, order management, vehicle departure and contract printing, departure vehicle change management, vehicle renewal lease, vehicle settlement and printing, and vehicle historical settlement record management.
2) Vehicle management
System business support module, including vehicle basic information maintenance, vehicle expense expenditure management, such as vehicle and ship tax, insurance, maintenance costs, refueling costs, invoice taxes, driver's compensation, etc .; vehicle model management, driver management; vehicle rental value-added service charges Standard, vehicle overtime calculation rules, car return and maintenance reminder time settings.
3) Vehicle monitoring
Vehicle management auxiliary module, including vehicle GPS monitoring and positioning, vehicle tracking, track playback, vehicle information lock, vehicle travel distance statistics, driving time statistics, parking query, vehicle alarm, vehicle crossing boundaries, vehicle speed alarm and other functions.
4) Customer management
System basic business modules, including basic member information management, member consumption and points management, member violation information management, accident information management, member current orders, members renting vehicles, member historical rental records management, customer consultation records, SMS sending, SMS receiving Member configuration management.
5) Financial management
Business decision support module, including statistics on the status of vehicles in stock, reservation, leasing, maintenance, etc., vehicle revenue statistics, vehicle revenue statistics, and company management cost maintenance. To provide company managers with vehicle rental income, expenditures, income and other relevant statistics and financial statement data information.
6) Website module
Company promotion management module, including website channel management, website content release management, website template configuration. Through the website publishing module, the company's website can be easily revised and layouted, and information can be released and updated. At the same time, vehicle rental prices, online models can be published and displayed, and customers can order cars online.
7) Maintenance management
Background management and maintenance modules, including user management, store management, role rights management, system log management, data backup management. Provides configuration management of new branch offices or branches and new staff for enterprise network management and maintenance personnel, and provides system security configuration and data management backup tools to achieve system adaptation after the company's expansion and provide enterprise data security Provided protection. Features of Easy Rental Car Rental Management System:
1) The system is equipped with second-generation ID card inductive scanning, counterfeit identification, and information such as ID photos, ID numbers, and address are automatically read and saved into the system;
2) System blacklist information query comparison reminder, national economic dispute crime information query comparison reminder service;
3) National car rental business database, auto query and reminder function for renters who have not rented a car in other companies;
4) Real-time query of violation records of motor vehicles across the country, and storage of settlement records for violations;
5) Intelligent vehicle queuing and dispatching, business reminder functions, customer order return and return, contract overdue, pre-authorization expiry, long-term lease settlement, charge difference, vehicle maintenance, vehicle renewal, violation inspection, customer birthday, etc.
6) Automatic SMS sending services such as customer pick-up, pre- (overdue) car return, secondary credit card authorization, overdue settlement, violation handling, customer birthday wishes, and holiday greetings;
7) Integrated management of vehicle leasing business and vehicle GPS monitoring and positioning, detailed national electronic map precise positioning, vehicle following service, parking statistics, driving track playback, driving mileage statistics;
8) The company generates daily reports on the number of vehicles, estimated income, settlement income statistics, and vehicle maintenance management statistics, and sends the manager's mobile phone according to the time set by the company; vehicle rental income and expenses are statistically generated by month, quarter, and year. Reports for analysis to support decision-making;
9) The system adopts multi-level security control, U-Shield identity authentication, multi-role full-function point-by-item permission control, real-time dual-machine data hot backup, and comprehensive protection of user data and operation security;
10) Car rental chain, multi-branch and multi-storey hierarchical management; independent leasing companies and social personal vehicle rental management are applicable. The leasing company integrates its external website and internal business management, and provides smart phone car rental apps.

Car rental preparation

Car rental procedures
Generally speaking, car rental needs to provide the following procedures: original identity card, original driving license, resident registration book, and pay the corresponding deposit. Some must also provide credit cards and formal work units. Please consult these procedures in advance before renting a car.
Leasing company qualification
To rent a car from a car rental company that holds a business license, never choose a private car or a black car. Try to choose a company with a better reputation and a larger size.
Choose the right vehicle
When choosing a car, start with the purpose of the rental car. The best choice for travel is a spacious and comfortable vehicle. If you're traveling on bad roads or going on an adventure, consider choosing a car with off-road performance. If it is a business event, you have to choose a more luxurious car. If it is only used in the city or in the surroundings, hatchbacks such as the Beijing Hyundai series and the Buick series are good choices.
Sign lease contract, car inspection
After choosing a car, sign a complete lease contract just in case. When signing a contract, there are some precautions that you must keep in mind: you must understand the daily mileage of the vehicle and the charging standard after the limit is exceeded. Generally, cars are charged for 24 hours and 200 kilometers. In addition, it is necessary to clearly record the appearance, condition, and credentials of the vehicle on the contract, as well as determine the insurance situation of the vehicle, so as to avoid accidents that the consumer pays.
Return the car in time according to the contract
If the vehicle is not delivered on time at the expiration of the lease term, an average penalty of 4 hours per day will be charged an additional penalty fee per hour. If the itinerary exceeds the mileage, the rental fee will be charged based on the average price in kilometers. At the same time, overtime and over kilometers will be calculated as the highest price. Taking Poussin as an example, an average of 30 yuan per hour will be charged for overtime, and 0.75 yuan per kilometer for extra kilometers. In addition, how much oil is in the original car and how much oil is required when you return it, pay attention to it when changing cars.
Check if the car is a deck vehicle when renting a car
When you rent a car, friends must check to see if the vehicle is a branded vehicle. Also, do not rent a black car when renting a car. Such an accident is not easy to handle. Also, you must talk about the price of the car before it is rented. Good trouble.

Car rental manufacturer leasing

Car companies and dealers are getting involved in car rental
So far, car leasing is divided into three camps according to the originator. One is the car rental company led by the vehicle company; the other is the car rental company led by the dealer; the third is the traditional car rental company.
According to the main business division, there are two types of car leases: operating leases and financing leases. The biggest difference between the two is whether the bearer of the residual value of the leased car is the leasing company or the consumer.
Auto manufacturers have obvious advantages, but it is difficult to create a climate in the short term
According to forecasts, the size of the Chinese car rental industry is expected to increase from 18.2 billion yuan in 2011 to 38 billion yuan in 2014. Due to the huge potential of the car rental market, it is not possible to exclude the possibility that vehicle companies have a deeper involvement in the rental market.
In developed countries, car leasing businesses are mostly run by OEMs themselves. In China, it is rare for OEMs to enter the leasing market. At present, the most representative are Dongfeng Nissan and Mercedes-Benz, and most of the remaining car companies still stay in the model of cooperation with car rental companies.
People in the industry believe that compared with traditional automobile companies, OEMs and dealers have more advantages in resource integration when conducting leasing business. OEMs entering the leasing market are based on 4S stores. Most of the models are brand new or quasi-new, with guaranteed quality, and dealer service capabilities are higher than traditional leasing companies.
In addition, compared with other traditional car rental companies, auto companies can have more favorable prices, and can use their own resources to continuously update their rental models. More importantly, the development of leasing business can allow auto companies to improve the inventory pressure to a certain extent, and convert high-inventory models into rental cars, thereby reducing the pressure on funds.
However, industry insiders also believe that it is still difficult for OEMs to enter the rental market in the short term. An automobile leasing company needs to be bigger and stronger, and it is difficult to support the advantages of resource integration alone. Behind that, it needs to cooperate with financial institutions to obtain a steady stream of financial support.
Competition in operating leasing is fierce
As an asset-heavy industry, operating leasing companies not only face the problems of high debt ratios, but also face the vicious competition exposed by the immature domestic car rental market.
The industry has reached a consensus on the importance of car leasing. Under the trend that the growth of the car market is back to normal and the profit of new car sales is declining, financial leasing can effectively reduce the threshold for consumers to purchase a car, thereby promoting new car sales and bringing subsequent Market services and become a new profit growth point, and operating leases can also effectively achieve mass sales.
In addition, the main bodies involved in car leasing have their own shortcomings. The vehicle manufacturers have extensive dealer layouts to solve the problem of service networks. However, dealers have long held vehicles, which has led to tight funding. It affects consumers to fully enjoy the convenience of the easy-to-rent car business, and the deepening of financial services will effectively ease the pressure on dealers' funds and form a virtuous circle.
However, due to imperfect financial leasing laws, immature social credit systems and risk control systems, especially in the absence of a residual value market and a sound exit mechanism, leasing products have not yet exhibited special advantages over other automotive financial products. .

Car rental services


I. Gardener-style service In the process of customers using the vehicle, the service staff will regularly ask about the vehicle status and the driver's service attitude. At the same time, the other functional teams of the company are ready to serve you at any time. For example, vehicle type changes caused by vehicle failure or changes in guest room requirements.
Second, the secretarial service is not only to convey various rental information to customers, but to recommend the most suitable target vehicles to customers based on their actual car usage needs, and to help customers make overall arrangements to turn customer car consumption into the most rational expenditure.
Third, star driver services pay close attention to the quality of drivers, star drivers have undergone strict skills assessment and professional service etiquette training.
Friend-style service When the company has a new configuration model, it will hold a free test drive event. When your driver's license needs annual review, when your family's vehicle needs maintenance and annual review, as a member, you will enjoy the club's Full Service.

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