How Do I Open a Joint Account?

A joint account is a joint account opened by two or more (less than five) individual customers with no restrictions on deposits. Withdrawals must be made in the domestic and foreign currency personal current settlement accounts or full deposit and regular deposit accounts.

Joint account

A joint account refers to a personal current account in local and foreign currencies that is opened by two or more (less than five) individual customers, and deposits are not restricted.

A joint account refers to a personal current account in local and foreign currencies that is opened by two or more (less than five) individual customers, and deposits are not restricted.

Joint accounts are opened by two or more (less than five) individual customers.

Withdrawal of deposits in joint accounts shall be made in accordance with the agreed methods.

The joint account is a personal current settlement account or a fixed deposit account.

So far, the only domestic banks in China are Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bohai Bank and Industrial Bank, which are gradually promoting joint accounts.