What are Pension Loans?

Personal continuation pension insurance loans refer to the loan business issued by the lender to borrowers who meet the loan conditions of Jilin Bank for continuation of the endowment insurance relationship. The total credit limit of the loan applicant shall not exceed the total amount and term of the bank's calculation.

Jilin Bank personally renews endowment insurance loans

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Personal continuous pension insurance loans refer to lenders

Lending institution: Jilin Bank	Type of institution: Microfinance bank
Loan Type: Mortgage	Repayment method: installment repayment
Loan amount: 1.00-10 million	Suitable area: Jilin Province
Loan currency: RMB	Suitable crowd: other occupations, employees of state-owned enterprises, civil servants, lawyers, teachers
Loan interest rate: 0.60% -0.70%	Loan period: 1.00 month-240.00 month
Processing time: 1 day	Loan use: personal consumption loan
Other fees: No other fees

Personal continuation pension insurance loans refer to the loan business issued by the lender to borrowers who meet the loan conditions of Jilin Bank for continuation of the endowment insurance relationship. The total credit line of the loan applicant shall not exceed the total amount and term of the bank's calculation. 60% (lower limit) of the average social wage is used as the base to verify the payment amount, and the remaining part is deducted from the borrower's self-raised part. The repayment method adopts the method of returning principal and interest in stages. The loan period is divided into two periods: loan grace period and repayment period. The loan grace period is from the date of loan issuance until the endowment insurance benefits are enjoyed, and the loan repayment period is when the endowment insurance benefits are enjoyed. During the grace period of the loan, the government will subsidize the interest on a monthly basis, and the repayment period will be borne by the borrower in the form of equal principal and interest.

1.Fast lending speed

2. Long loan term

3. Low loan conditions

4.Fast review process

1) "4050" permanent residents who have a fixed place of residence and have full capacity for civil conduct in urban areas (excluding counties and urban areas).

2) "4050" permanent residents who have a fixed place of residence and have full capacity for civil conduct in urban areas (excluding counties and cities).

3) The borrower has not reached the legal retirement age, and the age of the borrower plus the loan period must not exceed 70 years of age.

4) Those who enjoy the minimum living security or family monthly income of less than 500 yuan, who have been insured for more than five years and have stopped paying due to living difficulties, have the ability to repay the principal and interest of the loan on schedule.

5) The original insurance has been interrupted due to difficulties in living.

6) Honest and trustworthy, there is no loan balance and bad records in the credit reporting system of the People's Bank of China.

7) Comply with the relevant regulations of the Commercial Bank Law and the General Rules of Loans.

8) Other regulations of the handling agency and local social insurance agency.

1) The identity cards and household registration of the husband and wife are thin.

2) Marriage certificate or single certificate issued by the civil affairs department where the residence is located.

3) Social insurance card and card application agreement.

4) Social security loan documents and budget tables.

5) One inch photo.

6) Other certification documents and information required by social security institutions and lenders.