What Are Some Easy Ways for Kids to Save and Invest Money?

It's not terrible for children to come into contact with money. What's important is how to come into contact with money. Chinese children's financial quotient is not outstanding because Chinese parents' educational methods are not outstanding. Some researchers in the United States have tested the IQ, EQ, and financial quotient of more than 100 company leaders. It turns out that most leaders have average IQ scores, and many of them are no different from ordinary employees, but their EQ and financial IQ scores are high. The importance of financial quotient to life has received more and more attention.

What should we leave for children

"What Should We Leave for Children: Five Accounts That Will Keep Your Child A Lifetime Worth" provides parents with a novel teaching method for parents who want to cultivate their children's financial quotient from a young age.

Cha Yuan, financial management expert, financial business education trainer, parent-child education expert. In his early years, he was engaged in research and writing in investment and financial management. I deeply felt that adults' failure to invest was due to a lack of financial and business education. Since 2005, they have focused their research on financial and business education and youth financial management. Because he has been engaged in parent-child education for a long time, and is familiar with children's psychology, he has incorporated the concept of "functional reading" into his creation. The wealth management book created is suitable for children to read and suitable for parents to train children. His latest books include "Ma Yilun's Secret Wealth Kingdom's Pocket Money Transformation" and other books.

Chapter 1 | Savings account, let the children discover the wealth of money growing out of the piggy bank and the children go to the "bank day trip"
Use the children's account to manage the personal money baby, we tell a story about "interest and interest rates" to teach children to learn to choose and match a variety of deposits so that children can contribute to their own education funds

Chapter 2 | Consumer Accounts, Let Children Say NO to "Shopaholics"
Through behavioral scanning, to determine what kind of consumer the child belongs to, instead of criticizing the child for spending money arbitrarily, it is better to guide the child to correctly spend the money and let the child decide "what to buy", "how much to spend", "how much left"
Children's accounting, pay attention to communication, do not let the children run a birthday party, let the children pay for their wrong budget, teach the children to deal with advertising and promotions

Chapter III | Share the account and let the child feel happiness by giving it to my dear grandma. I will use your own money to buy a gift for you and talk to the child about the "borrowed or not repaid" friend to let the child understand the true meaning of donation. Beggar, should I give you the money? Be a little philanthropist. The wealth that can be shared is not only money, but also time

Chapter Four | Credit Accounts, Let Your Children Be Trustworthy Be Alert! Do nt let children carry heavy debts and develop a good habit of borrowing money. It s more wise than not borrowing money. Teach your children to be a self-disciplined and savvy creditor in installments. After the payment is reduced to zero, the child s repayment becomes easier. Do nt underestimate your kids credit cards, they know about loans

Chapter 5 | Investment account, let the child reap the rewards in the family. There is a small treasurer in the family finance class: teach the child to play stocks and fund the fixed investment to buy insurance. It is best for the child to start with "small" and let the child pay money. Participate in the online speculation of gold dad and mom, I want to know what bonds are idle. The little rich who has achieved success encourages children to work as little emperors

Chapter VI | Let the children learn to manage these five accounts and put the decision right in the hands of the children. Scientifically allocate the proportion of the five accounts. Mom and Dad, do you know the goal of the child's wealth? Parents must go out of the financial education misunderstanding

Chapter VII | Come! Playing Financial Q & A with Children Why does it cost me money to buy clothes for me? What is the US dollar? Can it be out of work? How good my dad is with me every day at home, how much do you make each month? LCD TVs are more expensive than chocolate cakes. Why go to supermarkets to buy things cheaper? What coupons are issued by fast food restaurants? Why do moms buy cousins for their cousins but not for me? You asked me to buy the ticket myself, but what to do if Yuanyuan's mother bought it for me

Appendix: Five Accounts by Age