What Are the Similarities Between Commercial Banking and Merchant Banking?

Commercial Bank (Commercial Bank), abbreviated as CB in English, is a type of bank that is responsible for financial institutions that undertake credit intermediation through deposits, loans, exchanges, savings and other businesses. ^{[1] The} main business scope is absorbing public deposits, issuing loans, and discounting bills. ^[2] General commercial banks do not have the right to issue currency. The traditional business of commercial banks is mainly focused on deposit and loan operations. ^[3]

commercial Bank

Commercial Bank (Commercial Bank), abbreviated as CB, is

Initially used the "commercial bank"

Overall, it is estimated that industrial production in the second quarter is expected to increase by 8.8%, an increase of 0.1 percentage points from the first quarter; industrial production growth in the third quarter will further accelerate, but it is not expected to increase much, and is expected to increase by about 8.9%.

Specifically, there are three major industries that deserve attention.

The first is the manufacturing of computers, communications and other electronic equipment. In May, the added value of the computer, communications and other electronic equipment manufacturing industry increased by 9.9% year-on-year. This shows that under the background of rising labor, land, and capital costs, it seems that the electronics industry that has led the development of China's processing trade for many years has gone.

The second is the manufacturing of chemical raw materials and manufactured products. In May, the added value of the chemical raw materials and manufactured products manufacturing industry increased by 10.8% year-on-year, a growth rate of 0.3 percentage points lower than the previous 4 months; in the first five months, it increased by 11.0% year-on-year, and the growth rate decreased by 0.9% . This shows that under the background of increasing environmental protection requirements, the development prospects of the "two highs and one low" industry will become increasingly bleak.

Third, cement and steel

From the perspective of the development of commercial banks, there are two types of business models for commercial banks. One is the British model. Commercial banks mainly finance short-term commercial funds, with short lending terms and high liquidity. That is, borrowing deposits at a lower interest rate and releasing loans at a higher interest rate. The spread between deposits and loans is the main profit of a commercial bank. This business model is safe and reliable for banks. ^[7]

The function of a commercial bank is determined by its nature. The concept is distinguished from a central bank and an investment bank. It is a savings institution rather than an investment institution. It has five basic functions:

Affected by international, domestic political, economic, and legal factors, the organizational forms of commercial banks in various countries can be divided into single banking, branch banking, group banking, and chain banking systems.

Bank takeover

When a commercial bank has or may have a credit crisis that seriously affects the interests of depositors, the People's Bank of China can take over the bank. The central bank's takeover of a commercial bank with a credit crisis is to protect the interests of depositors, stabilize the order of the financial market, and maintain social stability. The takeover is decided by the People's Bank of China and organized for implementation. The takeover decision of the People's Bank of China should state the following: ^[9]

Commercial banks in China include:

6 large state-owned commercial banks (ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, China Post Savings Bank, Bank of Communications). ^[11]

12 national joint-stock commercial banks (China Merchants Bank, SPDB, CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Hengfeng Bank, Zheshang Bank, Bohai Bank). ^[12]

There are also 134 urban commercial banks and about 302 rural commercial banks (others are under construction, and all rural cooperative banks will be transformed into rural commercial banks). ^[13]

As of the end of October 2013, more than 1,000 rural banks had been established nationwide, which had achieved full coverage of village banks in 31 provinces across the country. The coverage of 1880 counties and cities nationwide exceeded 50%, and 620 were established in the central and western regions, accounting for 62%. ^[14]

Chinese banking financial institutions

Central bank	People's Bank of China
Policy bank	China Development Bank	China Exim Bank	Agricultural Development Bank of China
Large state-owned commercial banks	ICBC	Agricultural Bank of China	Bank of China
	China Construction Bank	China Postal Savings Bank	Bank of Communications
National joint-stock commercial bank	China Merchants Bank	Shanghai Pudong Development Bank	CITIC Bank
	China Everbright Bank	HSBC Bank	China Minsheng Bank
	Guangfa Bank	Industrial Bank	Ping An Bank
	Hengfeng Bank	Zheshang Bank	Bohai Bank
Joint venture bank	Fubon Huayi Bank	China Merchants Bank	CITIC Ka Wah Bank
	SPDB Silicon Valley Bank	Sino-German Housing Savings Bank
Foreign bank	Citibank	Standard Chartered Bank	Mizuho Industrial Bank
	HSBC Bank	Mitsui Sumitomo Bank	DBS Bank
	Mitsubishi Tokyo UFJ Bank	OCBC Bank	Morgan Stanley
	JPMorgan Chase Bank	Woori Bank	United Overseas Bank
	Hana Bank	SME Bank of Korea	Deutsche Bank
	BNP Paribas	Huamei Bank	Orient Bank
	Bangkok Bank	Korea Exchange Bank	Shinhan Bank
	Societe Generale	Zhengxin Bank	Philippine capital bank
	ANZ Bank	Yamaguchi Bank	Nagoya Bank
	Royal Bank of Scotland	Julius Baer	Yokohama Bank
	National Bank of Korea	Korea Busan Bank	Swiss bank
	West Pacific Bank	National Bank of India
Hong Kong Bank	Bank of East Asia	Hang Seng Bank	Wing Hang Bank
	Nanyang commercial bank	Concord Bank	Dah Sing Bank
Taiwan-funded Bank	Wing Fung Bank of Taiwan	Taiwan Land Bank	Cathay World Bank
	Changhua Commercial Bank	First bank	Cooperative treasury bank
	Taiwan industrial bank	Taipei Fubon Bank	Yushan Bank
	China Trust Commercial Bank	Zhaofeng International Commercial Bank	Taiwan corporate bank

city Commercial Bank

Beijing: Bank of Beijing Tianjin: Bank of Tianjin Hebei: Hebei Bank, Xingtai Bank, Tangshan Bank, Qinhuangdao Bank, Cangzhou Bank, Chengde Bank, Handan Bank, Baoding Bank, Langfang Bank, Hengshui Bank, Zhangjiakou Bank Shanxi: Jinshang Bank, Jincheng Bank, Jinzhong Bank, Datong Bank, Changzhi Bank, Yangquan Commercial Bank Inner Mongolia: Baoshang Bank, Inner Mongolia Bank, Wuhai Bank, Ordos Bank Liaoning: Shengjing Bank, Jinzhou Bank, Huludao Bank, Dalian Bank, Anshan Bank, Fushun Bank, Dandong Bank, Yingkou Bank, Fuxin Bank, Liaoyang Bank, Tieling Bank, Chaoyang Bank, Panjin City Commercial Bank, Benxi City Commercial Bank Jilin: Jilin Bank Heilongjiang: Harbin Bank, Longjiang Bank Shanghai: Bank of Shanghai Jiangsu: Bank of Jiangsu, Bank of Nanjing, Bank of Suzhou, Jiangsu Changjiang Commercial Bank Zhejiang: Hangzhou Bank, Bank of Ningbo, Bank of Wenzhou, Jiaxing Bank, Huzhou Bank, Shaoxing Bank, Jinhua Bank, Taizhou Bank, Zhejiang Tailong Commercial Bank, Zhejiang Mintai Commercial Bank, Zhejiang Chouzhou Commercial Bank, Ningbo Commercial Bank Anhui: Huishang Bank Fujian: Fujian Straits Bank, Xiamen International Bank, Xiamen Bank, Quanzhou Bank Jiangxi: Jiangxi Bank, Jiujiang Bank, Ganzhou Bank, Shangrao Bank Shandong: Qilu Bank, Jining Bank, Qingdao Bank, Linshang Bank, Zaozhuang Bank, Dongying Bank, Weifang Bank, Yantai Bank, Qishang Bank, Rizhao Bank, Lai Shang Bank, Texas Bank, Weihai City Commercial Bank, Tai'an City Commercial Bank Henan: Zhongyuan Bank, Zhengzhou Bank, Luoyang Bank, Pingdingshan Bank, Jiaozuo China Travel Bank Hubei: Hankou Bank, Hubei Bank Hunan: Changsha Bank, Huarong Xiangjiang Bank Guangdong: Guangzhou Bank, Zhuhai China Resources Bank, Bank of Dongguan, Guangdong Nanyue Bank, Guangdong Huaxing Bank Guangxi: Guangxi Beibu Gulf Bank, Liuzhou Bank, Guilin Bank Chongqing: Bank of Chongqing, Chongqing Three Gorges Bank Sichuan: Bank of Chengdu, Great Wall West China Bank, Mianyang Commercial Bank, Zigong Commercial Bank, Panzhihua Commercial Bank, Shengzhou Commercial Bank, Leshan Commercial Bank, Nanchong Commercial Bank, Yibin Commercial Bank, Liangshan Commercial Bank, Suining City Commercial Bank, Ya'an City Commercial Bank, Dazhou City Commercial Bank Guizhou: Guizhou Bank, Guiyang Bank Yunnan: Fudian Bank, Qujing City Commercial Bank, Yuxi City Commercial Bank Tibet: Tibet Bank Shaanxi: Bank of Xi'an, Changan Bank Gansu: Lanzhou Bank, Gansu Bank Ningxia: Ningxia Bank, Shizuishan Bank Qinghai: Qinghai Bank Xinjiang: Bank of Xinjiang, Urumqi Commercial Bank, Kunlun Bank, Korla Commercial Bank, Xinjiang Huihe Bank, Hami Commercial Bank Hainan: Hainan Bank

Rural commercial bank

Beijing	Beijing Rural Commercial Bank
Shanghai	Shanghai Rural Commercial Bank
Tianjin	Tianjin Rural Commercial Bank	Tianjin Binhai Rural Commercial Bank
Chongqing	Chongqing Rural Commercial Bank
Guangdong	Shenzhen Rural Commercial Bank	Guangzhou Rural Commercial Bank	Dongguan Rural Commercial Bank
	Foshan Shunde Rural Commercial Bank	Jieyang Rongcheng Rural Commercial Bank	Guangdong Yangdong Rural Commercial Bank
	Heyuan Rural Commercial Bank	Jiangmen Xinhui Rural Commercial Bank	Guangdong Nanhai Rural Commercial Bank
	Jiangmen Ronghe Rural Commercial Bank	Guangdong Dapu Rural Commercial Bank	Guangdong Xinhui Rural Commercial Bank
	Guangdong Gaoming Rural Commercial Bank	Huizhou Rural Commercial Bank	Qingyuan Rural Commercial Bank
	Zhuhai Rural Commercial Bank	Foshan Rural Commercial Bank	Guangdong Xinxing Rural Commercial Bank
	Zhongshan Rural Commercial Bank
Henan	Henan Yichuan Rural Commercial Bank	Henan Geely Rural Commercial Bank	Henan Ruzhou Rural Commercial Bank
	Sanmenxia Lakeside Rural Commercial Bank	Hanchi Rural Commercial Bank of Henan	Henan Luoshan Rural Commercial Bank
	Xuchang Weidu Rural Commercial Bank	Henan Xinxian Rural Commercial Bank	Henan Lushi Rural Commercial Bank
	Henan Fuling Rural Commercial Bank	Henan Queshan Rural Commercial Bank	Henan Xinzheng Rural Commercial Bank
	Henan Gushi Rural Commercial Bank	Henan Jingjing Rural Commercial Bank	Anyang Rural Commercial Bank
	Shangqiu Huashang Rural Commercial Bank
Shandong	Weihai Rural Commercial Bank	Shandong Rongcheng Rural Commercial Bank	Shandong Laizhou Rural Commercial Bank
	Shandong Shouguang Rural Commercial Bank	Shandong Zouping Rural Commercial Bank	Shandong Zhangdian Rural Commercial Bank
	Shandong Guangrao Rural Commercial Bank	Shandong Tengzhou Rural Commercial Bank	Shandong Zhoucun Rural Commercial Bank
	Shandong Changle Rural Commercial Bank	Qingdao Rural Commercial Bank	Shandong Qingzhou Rural Commercial Bank
	Weifang Rural Commercial Bank	Shandong Shouguang Rural Commercial Bank	Shandong Taierzhuang Rural Commercial Bank
	Shandong Jiyang Rural Commercial Bank	Shandong Kenli Rural Commercial Bank	Shandong Changyi Rural Commercial Bank
	Shandong Gaomi Rural Commercial Bank	Shandong Lintong Rural Commercial Bank	Shandong Zhucheng Rural Commercial Bank
	Yantai Rural Commercial Bank	Shandong Boxing Rural Commercial Bank	Shandong Yucheng Rural Commercial Bank
	Liaocheng Rural Commercial Bank	Shandong Tancheng Rural Commercial Bank
Shanxi	Shanxi Yaodu Rural Commercial Bank	Datong Beidu Rural Commercial Bank	Changzhi Luzhou Rural Commercial Bank
	Shanxi Lingshi Rural Commercial Bank	Shanxi Wutai Rural Commercial Bank	Shanxi Xiangning Rural Commercial Bank
	Shanxi Shouyang Rural Commercial Bank	Shanxi Houma Rural Commercial Bank	Shanxi Yuci Rural Commercial Bank
	Shanxi Yuxian Rural Commercial Bank	Shanxi Hejin Rural Commercial Bank	Shanxi Tancheng Rural Commercial Bank
	Shanxi Gujiao Rural Commercial Bank	Shanxi Yuncheng Rural Commercial Bank	Shanxi Qingxu Rural Commercial Bank
	Shanxi Changzhi Lidu Rural Commercial Bank	Shanxi Firstborn Rural Commercial Bank
Hubei	Wuhan Rural Commercial Bank	Hubei Zhushan Rural Commercial Bank	Zigui Rural Commercial Bank of Hubei
	Hubei Songzi Rural Commercial Bank	Hubei Qianjiang Rural Commercial Bank	Hubei Zhuxi Rural Commercial Bank
	Hubei Daye Rural Commercial Bank	Hubei Xuan'en Rural Commercial Bank	Hubei Lichuan Rural Commercial Bank
	Hubei Tongshan Rural Commercial Bank	Hubei Dawu Rural Commercial Bank	Hubei Changyang Rural Commercial Bank
	Hubei Jingmen Rural Commercial Bank	Hubei Wuxue Rural Commercial Bank	Xiantao Rural Commercial Bank of Hubei
	Three Gorges Rural Commercial Bank	Suizhou Rural Commercial Bank	Hubei Tuanfeng Rural Commercial Bank
	Hubei Dangyang Rural Commercial Bank	Shiyan Rural Commercial Bank	Huangshi Rural Commercial Bank
	Hubei Gucheng Rural Commercial Bank	Xiangyang Rural Commercial Bank of Hubei	Xianning Rural Commercial Bank
	Chongyang Rural Commercial Bank of Hubei	Hubei Yunmeng Rural Commercial Bank	Enshi Rural Commercial Bank of Hubei
	Hunchun Rural Commercial Bank of Hubei	Hubei Yangxin Rural Commercial Bank	Tianmen Rural Commercial Bank of Hubei
	Hubei Badong Rural Commercial Bank
Jilin	Changchun Rural Commercial Bank	Yanbian Rural Commercial Bank	Jilin Jiutai Rural Commercial Bank
	Jilin Yushu Rural Commercial Bank	Jilin Shuangyang Rural Commercial Bank	Jilin Luohe Rural Commercial Bank
Inner Mongolia	Inner Mongolia Ulat Rural Commercial Bank	Ikinholo rural commercial bank	Yuanbaoshan Rural Commercial Bank of Inner Mongolia
	Ordos Rural Commercial Bank	Alxa Rural Commercial Bank	Bayannaoer Hetao Rural Commercial Bank
	Hulunbuir Rural Commercial Bank	Chifeng Songshan Rural Commercial Bank
Ningxia	Ningxia Yellow River Rural Commercial Bank	Ningxia Pingluo Rural Commercial Bank	Zhongwei Rural Commercial Bank
	Wuzhong Rural Commercial Bank
Sichuan	Chengdu Rural Commercial Bank	Changning Zhuhai Rural Commercial Bank	Yibin Cuiping Rural Commercial Bank
	Leshan Sanjiang Rural Commercial Bank	Panzhihua Rural Commercial Bank	Sichuan Xuyong Rural Commercial Bank
	Sichuan Junlian Rural Commercial Bank	Luzhou Longmatan Rural Commercial Bank
Fujian	Fujian Shanghang Rural Commercial Bank	Quanzhou Rural Commercial Bank	Nanping Rural Commercial Bank
	Zhangzhou Rural Commercial Bank	Putian Rural Commercial Bank	Fuqing Rural Commercial Bank
	Fujian Pingtan Rural Commercial Bank
Heilongjiang	Heilongjiang Dongning Rural Commercial Bank	Heilongjiang Friendship Rural Commercial Bank	Daxinganling Rural Commercial Bank
Liaoning	Jinzhou Tianqiao Rural Commercial Bank	Fushun Wanghua Rural Commercial Bank	Liaodong Rural Commercial Bank
	Xingcheng Rural Commercial Bank	Anshan Rural Commercial Bank	Qingyuan Rural Commercial Bank
	Huludao Lianshan Rural Commercial Bank	Shenyang Rural Commercial Bank	Dalian Rural Commercial Bank
	Donggang Rural Commercial Bank
Guangxi	Guangxi Resources Rural Commercial Bank	Guangxi Tiandong Rural Commercial Bank	Guangxi Rong'an Rural Commercial Bank
	Guangxi Longsheng Rural Commercial Bank	Guangxi Guanyang Rural Commercial Bank
Hebei	Cangzhou Rongxin Rural Commercial Bank	Xingtai Qinghe Rural Commercial Bank	Hebei Wen'an Rural Commercial Bank
	Xingtai Rural Commercial Bank	Tangshan Rural Commercial Bank
Jiangsu	Wuxi Rural Commercial Bank	Jiangsu Jiangyin Rural Commercial Bank	Changshu Rural Commercial Bank
	Wujiang Rural Commercial Bank of Jiangsu	Taicang Rural Commercial Bank of Jiangsu	Zhangjiagang Rural Commercial Bank
	Jiangsu Sheyang Rural Commercial Bank	Jiangsu Jingjiang Rural Commercial Bank	Jiangsu Jiangnan Rural Commercial Bank
	Jiangsu Zijin Rural Commercial Bank	Jiangsu Jiangdu Rural Commercial Bank	Taizhou Rural Commercial Bank
	Jiangsu Gaoyou Rural Commercial Bank	Funing Rural Commercial Bank of Jiangsu	Suqian Minfeng Rural Commercial Bank
	Nantong Rural Commercial Bank	Changzhou Wujin Rural Commercial Bank	Jiangsu Yixing Rural Commercial Bank
	Jiangsu Haimen Rural Commercial Bank	Kunshan Rural Commercial Bank of Jiangsu	Jiangsu Jianhu Rural Commercial Bank
	Jiangsu Sudanyang Rural Commercial Bank	Jiangsu Hai'an Rural Commercial Bank	Yinzhou Rural Commercial Bank of Jiangsu
	Jiangsu Siyang Rural Commercial Bank	Jiangyan Rural Commercial Bank of Jiangsu	Jiangsu Xinghua Rural Commercial Bank
	Jiangsu Oriental Rural Commercial Bank	Jiangsu Guanyun Rural Commercial Bank	Jiangsu Ganyu Rural Commercial Bank
	Jiangsu Yizheng Rural Commercial Bank	Xiangshui Rural Commercial Bank of Jiangsu	Jiangsu Sihong Rural Commercial Bank
	Jiangsu Xinyi Rural Commercial Bank	Xuzhou Huaihai Rural Commercial Bank	Jiangsu Dongtai Rural Commercial Bank
	Jiangsu Lishui Rural Commercial Bank	Jiangsu Baoying Rural Commercial Bank	Jiangsu Suining Rural Commercial Bank
	Jiangsu Fengxian Rural Commercial Bank	Jiangsu Jinhu Rural Commercial Bank
Gansu	Lanzhou Rural Commercial Bank Huining Rural Commercial Bank Yongchang Rural Commercial Bank Qin'an Rural Commercial Bank Guazhou Rural Commercial Bank Shandan Rural Commercial Bank Gaotai Rural Commercial Bank Shexian Rural Commercial Bank Lixian Rural Commercial Bank Lingtai Rural Commercial Bank Xihe Rural Commercial Bank Pingliang Rural Commercial Bank	Wuwei Rural Commercial Bank Minqin Rural Commercial Bank Gulang Rural Commercial Bank Zhangye Rural Commercial Bank Dunhuang Rural Commercial Bank Minle Rural Commercial Bank Longxi Rural Commercial Bank Liangdang Rural Commercial Bank Kangxian Rural Commercial Bank Zhuanglang Rural Commercial Bank Linxia Rural Commercial Bank Qingyang Rural Commercial Bank	Jiuquan Rural Commercial Bank Jiayuguan Rural Commercial Bank Jinchang Rural Commercial Bank Jingyuan Rural Commercial Bank Tianzhu Rural Commercial Bank Yumen Rural Commercial Bank Linze Rural Commercial Bank Lintong Rural Commercial Bank Xihe Rural Commercial Bank Xichuan Rural Commercial Bank Jingning Rural Commercial Bank Dingxi Rural Commercial Bank
Xinjiang	Tianshan Rural Commercial Bank
Hainan	Haikou Rural Commercial Bank
Jiangxi	Jingdezhen Rural Commercial Bank	Hongdu Rural Commercial Bank of Jiangxi	Ji'an Rural Commercial Bank
	Ganzhou Rural Commercial Bank	Yichun Rural Commercial Bank	Xinyu Rural Commercial Bank
	Jiujiang Rural Commercial Bank	Jiangxi Gongqing Rural Commercial Bank	Jiangxi Jinggangshan Rural Commercial Bank
	Yingtan Rural Commercial Bank	Fuzhou Rural Commercial Bank
Qinghai	Xining Rural Commercial Bank	Yushu Rural Commercial Bank	Qinghai Qaidam Rural Commercial Bank
	Qinghai Golmud Rural Commercial Bank
Guizhou	Guiyang Rural Commercial Bank	Bijie Rural Commercial Bank	Anshun Rural Commercial Bank
	Guizhou Xingyi Rural Commercial Bank	Guizhou Zhijin Rural Commercial Bank
Shaanxi	Shaanxi Yuyang Rural Commercial Bank	Shaanxi Fugu Rural Commercial Bank	Shaanxi Shenmu Rural Commercial Bank
	Shaanxi Yangling Rural Commercial Bank	Shaanxi Zhen'an Rural Commercial Bank	Shaanxi Mizhi Rural Commercial Bank
	Shaanxi Zizhou Rural Commercial Bank
Zhejiang	Hangzhou United Rural Commercial Bank	Zhejiang Nanxun Rural Commercial Bank	Zhejiang Shaoxing Ruifeng Rural Commercial Bank
	Zhejiang Yiwu Rural Commercial Bank	Zhoushan Dinghai Ocean Rural Commercial Bank	Ningbo Zhenhai Rural Commercial Bank
	Zhejiang Zhuji Rural Commercial Bank	Wenzhou Longwan Rural Commercial Bank	Zhejiang Hecheng Rural Commercial Bank
	Lucheng Rural Commercial Bank of Wenzhou, Zhejiang
Anhui	Hefei Technology Rural Commercial Bank	Maanshan Rural Commercial Bank	Wuhu Yangzi Rural Commercial Bank
	Chizhou Jiuhua Rural Commercial Bank	Anhui Wuwei Rural Commercial Bank	Anqing Duxiu Rural Commercial Bank
	Anhui Yixian Rural Commercial Bank	Huaibei Rural Commercial Bank	Anhui Dongdong Rural Commercial Bank
	Anhui Wangjiang Rural Commercial Bank	Anhui Qianshan Rural Commercial Bank	Tongling Wanjiang Rural Commercial Bank
	Anhui Taihu Rural Commercial Bank	Xuancheng Wannan Rural Commercial Bank	Anhui Jinzhai Rural Commercial Bank
	Anhui Chaohu Rural Commercial Bank	Anhui Lujiang Rural Commercial Bank	Yinzhou Yaodu Rural Commercial Bank
	Anhui Dingyuan Rural Commercial Bank	Tongling Rural Commercial Bank	Anhui Lujiang Rural Commercial Bank
	Anhui Jixi Rural Commercial Bank	Anhui Feixi Rural Commercial Bank	Anhui Qingyang Rural Commercial Bank
	Anhui Tongcheng Rural Commercial Bank	Anhui Nanling Rural Commercial Bank	Anhui Shitai Rural Commercial Bank
	Anhui Yixian Rural Commercial Bank	Anhui Jingde Rural Commercial Bank	Anhui Changfeng Rural Commercial Bank
	Anhui Quanquan Rural Commercial Bank	Anhui Jieshou Rural Commercial Bank	Xiuning Rural Commercial Bank of Anhui
	Luzhou Mengcheng Rural Commercial Bank	Anhui Huaihuai Rural Commercial Bank	Anhui Guangde Rural Commercial Bank
	Anhui Lingbi Rural Commercial Bank	Anhui Mengcheng Rural Commercial Bank	Lu'an Rural Commercial Bank
Hunan	Changsha Pioneer Rural Commercial Bank	Hunan Xingsha Rural Commercial Bank	Hunan Yuhua Rural Commercial Bank
	Yongzhou Xiaoxiang Rural Commercial Bank	Hunan Yanling Rural Commercial Bank	Hunan Liuyang Rural Commercial Bank
	Hunan Hongjiang Rural Commercial Bank	Hunan Yizhang Rural Commercial Bank	Changde Wuling Rural Commercial Bank
	Hunan Ningxiang Rural Commercial Bank	Hunan Guidong Rural Commercial Bank	Hunan Baoqing Rural Commercial Bank
	Hunan Wangcheng Rural Commercial Bank	Hunan Qijiang Rural Commercial Bank	Hunan Dongkou Rural Commercial Bank
	Xiangtan Rural Commercial Bank	Hunan Shuangpai Rural Commercial Bank	Hunan Jishou Rural Commercial Bank
	Hunan Puyang Rural Commercial Bank	Zhangjiajie Rural Commercial Bank	Huaihua Rural Commercial Bank
	Yiyang Rural Commercial Bank