What is a direct writer?

The direct writer is the insurance agency that is sold directly to the public, instead of selling local offices with insurance packages. It can also apply to employees and agents working in the main office of the insurance company. Without local offices, the insurance company Direct Writer can only contact the company by post, internet/e -mail, telephone or fax. At the level of agents and at consumer level, there are advantages and disadvantages that deal with the direct insurance of the writer. Direct writers deal directly with the public without hiring the commission -based agents to run local offices. The only hired agents are direct employees who are paid for an hourly and can receive a bonus for the commission depending on society; They are located in the main offices. Whenever someone contacts this type of insurance company, they will talk to one of these hired agents.

with the lack of the housekeeper and the Lic agents, the only backReindeer how to contact the insurance company Direct Writer is mail, telephone, internet/e -mail and fax. For customers it may be better than going to the local office because the customer does not like to deal with agents face to face. Direct companies also allow the customer to talk immediately to the higher-up-up if there are problems or confusion.

For customers who want to talk directly to the agent, the search for an independent insurance company is a better choice. If the customer needs many changes made in their insurance contract, especially on a frequent basis, independent companies may be better again, as the changes can be made immediately. Prices charged both types of insurance companies are usually approximately the same.

There are also advantages and disadvantages that work as a direct writer. Independent agents are paid on the basis of commission. If theagent sells a high number of insurance packages, he or sheHe will make a decent paycheck. If the agent does not sell anything, he will not earn any money.

Insurers looking for a more risky but potentially higher paid job will usually be independent agents. There is no limit of earnings if insurance is sold. Those who focus on risks and want a stable payout usually decide to be direct writers because the salary is hourly and guaranteed. Částka prodaného pojištění se obvykle nezohledňuje do výplaty, takže přímý pojišťovací agent může učinit méně než úspěšný nezávislý agent.