What Is an Available Balance?

The available credit is the credit available. The definition of credit card available credit refers to the credit limit that your credit card has not been used. The available credit will decrease with each purchase, and will be restored accordingly with each repayment.

Available credit

Available quota = approved by the bank

For example: if your credit limit is 20,000 yuan, the outstanding balance is 10,000 yuan, and the unused balance is 4,000 yuan. At this time, your available credit is 6,000 yuan.

Note: The available credit will decrease with each consumption, and it will be restored accordingly with each repayment.

Credit card limit sign: "-" means money that the credit card exceeds the credit limit. "" Means money available for a credit card credit line.