What is Bodily Injury Coverage?

Personal accident insurance, also known as accidental injury insurance, is also called personal accident insurance. It means that the insured pays a certain amount of insurance premiums to the insurance company. When the insured suffers accidental injury during the insurance period and causes death or disability as a direct cause, the insurance company will direct the insured or benefit according to the contract of the insurance contract A type of insurance in which a person pays a certain amount of insurance money. It is short-term, flexible, and low in premiums.

Personal accident insurance

Personal Accident Insurance, also known as

Personal accident insurance

Personal accident insurance depends on the individual situation, the nature of the work and the type of insurance that is willing to be insured. Generally, different insurance companies will have different amounts and contents of insurance, depending on the specific situation.

The types of insurance can be divided according to the reasons for insurance, by the danger of the insurance, by the duration of the insurance period, and by the structure of the type of insurance. According to the insurance drivers, personal accident insurance is divided into voluntary accident insurance and compulsory accident insurance.

Article 4 This insurance is regular accidental injury insurance. If the insured person dies or becomes disabled due to an accidental injury during the validity of the insurance policy, the insurance company shall pay all or part of the insurance amount in accordance with the following provisions. ^[2]

Choice of Personal Accident Insurance

Personal accident insurance products are specially designed for different groups and different coverage. How to buy the right one depends on your actual needs.

For business people who travel frequently by air, they can choose to purchase one-year aviation accident insurance.

Those who like to drive by themselves can choose to insure travel personal accident insurance for themselves. If they are worried about unexpected illness during travel, they can choose comprehensive accident insurance with accident medical protection.

If you are a working-age worker who works for "9 to 5", you only go out occasionally once a year. The probability of accidents is relatively small. You only need to take out a moderate share of personal accident insurance every year. ^[3]

Personal accident insurance application

I. Consumers can purchase from the counter of a professional insurance company: fill out an insurance policy, the insurance company will issue the insurance certificate after receiving the insurance premium, and the insurance will take effect.

Second, consumers can also insure online through third-party online insurance platforms. The consumer completes filling out the insurance application information online, and the insurance company sends the electronic insurance certificate to the customer via email or SMS, and the insurance takes effect.

Third, consumers can contact qualified personal agents to purchase. Many consumers have insurance agents who serve them, and consumers can buy through this agent.

Fourth, you can also purchase through a qualified agency: Many insurance companies install the system terminal in the agency, after the customer provides the insurance information and delivers the insurance premium to the agency, the agency prints the insurance certificate to the consumer through the insurance company system. Take effect.