What is shaving of credit card?

There is a relatively new form of credit card fraud and identity theft that does not require a real plastic credit card of the victim, only the random identification number of the customer it contains. Fraud known as Credit card shaving has grown in popularity in recent years due to its low technology methodology and there is no need for social engineering or other high risk identity tactics. The criminal does not even have to establish any personal contact with the victim to postpone the fraud of shaving the credit card. This step may be a bit time consuming, but once a match is found, the identity thief now has a legitimate credit card account number at unconscious victim. Žádná jiná osobní identifikace, jako je číslo PIN nebo datum vypršení platnosti, není přísně nutná, jen 16 čísel aktivního účtu.

The next rafters of the credit card shaving involves a trip to the local grocery store or a department store where plastic gift cards are sold. Scammeris not necessarily interested in using the gift cards themselves, but needs increased plastic numbers that contain. Using a razor blade or commercial knife, Scammer literally shakes these numbers for future use.

Many credit card account numbers use the same initial 12 numbers as banks identifiers or other general verification codes. It's the last four numbers that are unique for each credit card holder. Scammer uses either an old credit card or a bank card as a fraud base. The last four numbers are carefully shaved and replaced by the last four digits of the stolen account made from shaved gift cards. The numbers are literally superglled on the card to make it look authentic.

In the Credit Card shaving diagram, the TSKOPLA PLASTER CARD is just a diversion. Scammer intentionally damages a magnetic strip of card that makes the card unreadable electroNicky. The seller must manually enter the account information into the processor, which means that authentic victim numbers will be used in the transaction. Scammer has the advantages of purchases while the victim is unknowingly charged.

Credit card shaving is a particularly difficult fraud of identity theft to prevent. The victim cannot prevent the patient's witness or thief to create the corresponding credit card account number. The seller may not notice the changed card information if a criminal is particularly qualified with a razor blade and superglue. By the time the fraud is discovered, usually a victim to receive a list of unauthorized fees, identity theft could move to a new random account.

Identity thieves who have been arrested for shaving credit cards have generally made a revealing error due to the nature of their purchases or were thwarted by sellers who recognized an illegally changed credit card and reported to the authorities.