What is a short -term vehicle insurance?

Short -term vehicle insurance is insurance that covers the driver for a short time, usually 1 week to 6 months. Drivers who only need insurance for a short time, for example when renting a car or leave someone else such as a friend or a relative driving of a passenger vehicle, would use this type of insurance. It can be maintained separately from long -term policy and also requires a different application process. They should be able to speed up this process because they already have all your records and may also offer a discount on insurance. Other options include online search. Many websites offer comparison of different types of short -term vehicle insurance available through various companies, which makes it easier to select low -cost insurance and compares details of coverage.

Many long -term policies cover car rentals, but some are not. That would be one situation where short -term vehicle insurance would be desirable. Short -term insurance could cover the time when the car is rented, whether je it a week or month. Short -term insurance can also be useful if the car is not used and is in storage, for example during a long -term trip where there is no car, or if the car was purchased simply for sale. People with disabilities or other health problems could buy short -term vehicle insurance if they need a driver for a certain period of time. These are only some cases where short -term insurance can be used.

Adding the driver to long -term policy can be difficult because there are many factors such as the age of the driver and the driving record that is considered. If the driver has an accident when it is included in long -term policy, this may cause the premium to rise and may lead to loss of any discounts. Short -term USUALLY insurance gives the same or similar benefits and is considered a separate policy. If there is an accident or other driver's problems in short -term policy, it usually does not affect long -term policy.

Short -term vehicle insuranceIt can cover most of the problems that would be expected to occur in the accident. It can cover liability insurance, injuries, damage to property, physical damage to the car, as well as uninsured and insufficiently secured motoring coverage. It may also sometimes include medical payments for passengers. Some short -term policies also include accessories such as towing and road aid.