What Should I Know about Jewelry Insurance?

Dubang Property and Casualty Insurance Co., Ltd.Family property basic insurance Additional cash, gold and silver jewelry theft loss insurance

Dubang Family Property Basic Insurance with additional cash, gold and silver jewelry theft loss insurance

Right!

Dubang Property and Casualty Insurance Co., Ltd.Family property basic insurance Additional cash, gold and silver jewelry theft loss insurance

(Record number of the CIRC: No. 44 Dubang)

Any insured who is insured for basic family property insurance and whose theft and loss insurance coverage exceeds RMB 10,000 (including RMB 10,000) can take out this additional insurance.

Attributes

Insurance treaty

Gold

Up to 10,000 yuan

Article 1 Insurance liability

When the cash, gold, silver and jewellery listed in the insurance policy was stored in the insurance address room, it was directly caused by theft and robbery caused by outsiders prying, smashing doors and windows, and armed robbery, with obvious on-site traces and confirmed by the public security department If the stolen cash and gold, silver and jewellery have not been found three months after the incident, the company will be responsible for compensation.

Article 2 Exclusion of Liability

The company is not liable for damages caused by:

(1) losses caused by insurance cash, gold and silver jewelry caused by hooking outside the window;

(2) There are no obvious traces of theft on doors and windows and the loss of theft;

(3) The loss of insurance cash, gold, silver and jewelry caused by theft or pampering by family members, hired persons or boarders of the insured;

(4) Theft loss suffered by insurance cash, gold and silver jewelry when the storage place is uninhabited or left unattended for more than fifteen days;

(5) In the event of theft of cash, gold, silver and jewelry, the deductible should be borne by the insured.

Article 3 Insurance Amount

The maximum insured amount of this insurance is 10,000 yuan.

Article 4 Treatment of Compensation

The absolute deductible for this accident is 200 yuan. Compensation is handled in the same way as theft and loss insurance.

Article 5 If these provisions are inconsistent with the contents of the basic property insurance and theft and loss insurance provisions, these provisions shall prevail. For matters not stipulated in this clause, the provisions of basic family property insurance and theft and loss insurance provisions apply.