Is it safe to pay online accounts?
One of the most comfortable things on the Internet is the ability to pay online accounts. Fortunately, today's website causes electronic accounts to apply as safest and safest as possible. Paying accounts online saves time, paper, stamps and gasoline and can also prevent an error of random missing payment. However, there are several rules to be followed and taken by measures.
Most banking institutions offer Internet banking as a value added service free of charge. Start, simply visit the bank's website and follow the instructions and register for online banking. The process involves creating a set of credentials that you will use to log in to the private account site. Once you have successfully logged in, you can do almost anything you could do inside the branch. Check your balance, transfer money between accounts, payment of credit cards issued from the bank, etc.
There are two different methods of paying accounts online. There is an automatic paidthe accounts and manual payments of accounts. If you decide to automatically pay an account, money is electronically transferred from your bank account every month to pay creditors. You can assign as much or little accounts as you want to automatically pay your account. It may not be a proposal everything or nothing. The second option is to manually pay accounts online because it is repaid by logging in to the necessary institution and completing transactions.
Online financial transactions are performed via the point-to-point encryption protocol. Everything sent from your computer to the web is encrypted before leaving the computer and Visa Versa. The data are decrypted into both end points upon arrival, so it is unreadable. The websites that use Point-to-Point encryption have addresses that start with http with , "S" The connection is safe, allowing you to safely pay online accounts.
With the bank website that participates in their role, you must also take several preventive measures to make the process safe. After the four tips below, there will be a long way to reduce risks.
1. Avoid clicking on e -mail links and get financial institutions. The harmful e -mails are designed thieves to make you reveal to passwords and other sensitive information by appearing to come from your bank or other financial institutions. By clicking on the built -in links, the victims can receive a website similar to the appearance (called phishing sites), where visitors unknowingly endanger their own security by providing personal data, such as usernames, passwords and account numbers, thieves. If you want to avoid falling prey if you need to go to a financial institution, use a bookmark or use a search engine to navigate.
2. Suppose all e -mail requesting personal or "updated" INformation is a scam, although it seems to come from a legitimate source. e -mail "from" Addresses can be spoofed (fake) to make it come from a real business. If you really think e -mail can be legitimate, call the institution that e -mail reportedly. that banks do not use e -mail to apply for personal or updated information.
3. Use your own computer to pay online accounts. Company Company, PC friend or public computer may have Rootkits or Keylogger programs present without knowledge. These programs can record keys to the secret protocol, steal usernames, passwords, account numbers, credit card numbers and more. Protocols can be loaded remotely thieves without knowing the owner whenever the computer is online, which nIt brings to the final tip.
4. Check with credible websites such as PCWORLD, PC Magazine, TuCows and CNET to get SCOOP for recommended scanners. Many of these programs are freeware. The selection of the established fixed reputation program is a necessity, because many so -called scanners actually install spyware while masking as "cleaning agents". If the scanner must be run manually, it is a good idea to scan the computer every month before preparing to pay for online accounts.
In today's electronic world hackers, they will always remain a threat, but banks have a large share of keeping you safe. The key is to practice good habits, minimize the risks to maximize benefits: if you pay online accounts, your checks will not be lost or losing in the post office; You do not have to stand in the lines to transfer the money; You can see all your statements, balances and data belongsRainfall collection clicks on the keyboard; And you can make direct payments in your swimsuit from the coast holiday or in your pajamas from your favorite chair. You can't say that about traditional banking.