What is Prepaid Texting?

Prepaid payment. The so-called prepayment means that the user must pay a fee before using the service, and this fee will be deducted after the user successfully uses the service.

Prepaid payment

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Prepaid payment. The so-called prepayment means that the user must pay a fee before using the service, and this fee will be deducted after the user successfully uses the service.

Chinese name

Prepaid payment

Foreign name

Prepaid payment

Consumer opinions on prepaid parties

Part of the benefits should be returned. Many consumers have questioned the prepayments of some monopoly industries. "So many prepayments are used before we finish the consumption. What are they doing? They are put into banks to earn money.

Illegal fund-raising in disguise "It is illegal to force a prepayment in an industry with a monopoly advantage." Hao Jinsong, a graduate student at the China University of Political Science and Law who frequently "challenges" a monopoly industry, stated clearly in an interview that "they violate the general principles of civil law, contract law and The principle of fairness in the consumer rights protection law. Originally, without prejudice to the principle of fairness and voluntary mutual benefit between consumers and related service providers, it would be understandable for service providers to charge a certain amount of prepayment. In order to prevent a small number of users from Malicious overdrafts during consumption, and collecting prepayment is an effective method for enterprises to avoid risks. The benefits generated after this part of the cost should be returned to consumers. However, some monopoly industries currently force consumers to prepay, which is legal It belongs to the overlord clause, which is improper profit and illegal fundraising in disguise! At present, conservatively estimates that there are 10 million fixed-line users in Shanxi Province. If each user deposits 50 yuan per month, the total pre-deposit for one month is 600 million yuan. This money is only used to earn interest on bank deposits and is relatively safe for consumers If this money is used for investment, if the investment fails, the ultimate loss will still be consumers. "Prepayment does not only exist in monopolized industries. There are also prepayments in some more competitive industries, but in order to attract customers, they A large portion of the profits are often returned to consumers. In order to attract customers and attract funds, a famous western restaurant also launched a prepaid consumer card. If 500 yuan is stored in the card, consumers will enjoy a 20% discount when dining and get a 50 yuan voucher; deposit Enter 1,000 yuan, enjoy 15% off, get 150 yuan vouchers, etc., the more you deposit, the more discounts and discounts you enjoy.