What Are Net Credit Sales?

Net loan disbursement refers to the difference between the cumulative disbursement of bank loans and the cumulative recovery within a certain calculation period, such as the reporting period (year, quarter, month, etc.).

Net loan disbursement

Right!

Net loan disbursement refers to the calculation period, such as the reporting period (year, quarter, month, etc.),

Net loan disbursement is a flow indicator. It shows how much of all the loans that banks have released in a certain period have not yet been recovered. This indicator is

Net loan disbursement amount = accumulated disbursement amount of loan in this period-accumulated disbursement amount of loan in this period = loan balance at the end of the period-loan balance at the beginning of the period And 2.5 million yuan, the cumulative loan disbursement was 4 million yuan, and a total of 4 loans were recovered during the same period. The balances were 1 million yuan, 500,000 yuan, 1.5 million yuan, and 500,000 yuan. The cumulative loan recovery amount was 3.5 million yuan. :

According to the balance relationship of the net loan disbursement formula, an unknown indicator can be calculated based on known indicators. Among them, the loan balance is the loan disbursement balance, which is a stock index, and its meaning refers to the total scale of bank loans at a certain calculation point in time, such as the end of the reporting period (end of the month, end of the quarter, and end of the year). It shows the results of changes in the bank's accumulation of all loans up to the point of calculation. Its calculation formula is:

Loan balance at the end of the reporting period = Loan balance at the end of the previous period + Cumulative loan disbursement during the reporting period

The balance of loans at the end of the previous period is the result of cumulative changes in bank loans at the end of the previous period, that is, the balance of loans at the beginning of the period.