What is the high -risk business account?
A high -risk business account is a bank account or an agreement to process payments adapted to a company that is considered a high risk. High -risk businesses usually have to pay higher fees for business services that can increase their operating costs. Some companies specialize in work specifically with high -risk merchants and offer competitive rates that are designed to attract companies that have difficulty finding business space. All adult companies are of high risk, as well as businesses such as travel agencies, car rentals, collections, legal gambling, bailing bonds, etc. Because work with these companies can carry risks to banks and processors of payments, they are obliged to register for high -risk business accounts that have different fees. Debit cards. The bank can also offer a contract for payments or possibly a company Bude have to open a business account with a processor of payments that collects funds and directs them to an account in the bank. In the case of an account with a high risk of a merchant, the integrity of the funds and the possibility that the bank may be on the hook if there is a problem.
Payments to a high -risk commercial account are considered to be an increased risk of fraud. For example, someone can use a stolen or counterfeit credit card to buy, or the consumer could use a debit card with insufficient means to do something like renting a car. This increases the risk of the bank and the payment processor because they will have to deal with the administrative fall with fraud. Electronic trade can also be a risk factor because NET businesses actually see a credit card an imprint; They accept orders over the Internet, and this can significantly increase the risk of fraud.
When a trader applies to opening an account u Banky nebo zpracovatele plateb, může být řečeno, aby požádal o vysoce rizikový obchodní účet. Je dobré porovnat sazby, podmínky a služby na několika vysoce rizikových výrobcích pro obchodní účty před výběrem společnosti, se kterou by mohla obchodovat, protože sazby se mohou výrazně lišit a může být možné lépe získat trochu sledování.