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On the basis of strictly controlling risks and maintaining asset liquidity, we strive to obtain investment returns that exceed the benchmark for performance comparison.

ABC Huili Dividend Day-end Money Market Fund

(ABC dividend day settlement currency A)

Right!

Agricultural Bank of China Huili Dividend Day-end Money Market Fund is a currency-type fund wealth management product issued by Agricultural Bank of China Huili ^[1]

On the basis of strictly controlling risks and maintaining asset liquidity, we strive to obtain investment returns that exceed the benchmark for performance comparison.

The Fund invests in financial instruments permitted by laws and regulations and regulatory agencies, including cash, notice deposits, short-term financing bonds, bank time deposits within one year (including one year), large deposit certificates, and the term is within one year (including one Year) bond repurchase, central bank bills with a term of less than one year (including one year), bonds, asset-backed securities, medium-term notes with a remaining term of 397 days (including 397 days), and laws and regulations or China Securities Regulatory Commission Other financial instruments that allow funds to invest.
If laws and regulations or regulatory agencies allow money market funds to invest in other products in the future, the fund manager may include them in the investment scope after performing appropriate procedures.

1. Interest rate strategy Fund managers will track and analyze macroeconomic indicators such as GDP, interest rate levels, inflation, money supply, employment levels, international interest rates, exchange rates, etc., examine the impact of macroeconomic and monetary policies on the bond market, and analyze financial markets. Based on the changing trend and structure of capital supply and demand, a basic judgment on the expected interest rate trend is established.
2. Generic allocation strategy Generic allocation refers to the allocation ratio of portfolios among investment products such as central bank bills, bond repurchases, short-term bonds, and cash. The generic allocation strategy mainly achieves two goals: one is to meet the liquidity needs of the fund by adjusting the ratio of the portfolio assets between highly liquid assets and relatively less liquid assets, and the other is to adjust the characteristics of the portfolio assets at different risk returns. Ratio of assets to get a higher total return.
3. Individual bond selection strategy At the individual bond selection level, the Fund will, on the basis of correctly fitting the yield curve, timely discover bonds that deviate from market yields, and find out due to investor preferences, supply and demand, liquidity, credit benefits The reason for the deviation of bond prices caused by the difference; at the same time, based on the yield curve, determine the period of high or low pricing, so as to guide the relative value investment and choose a bond with a lower valuation.
4. Relative value strategy Due to market environment differences, transaction market segmentation, market participant differences, and abnormal short-term interest rates caused by imbalances in supply and demand of funds, arbitrage opportunities exist in the bond cash market. Risk-free arbitrage mainly includes cross-market arbitrage in the inter-bank market, exchange market, and cross-species arbitrage of different varieties in the same trading market. The fund manager will properly participate in market arbitrage on the premise of ensuring the security and liquidity of the fund, capture and grasp the risk-free arbitrage opportunities, and conduct cross-market and cross-type operations in order to obtain safe excess returns.
5. Bank deposit investment strategy funds According to the bank deposit yields of different banks, combined with the analysis of the bank's credit rating, deposit maturity and other factors, as well as the study of the overall interest rate market environment and its changing trends, under the premise of strict risk control Select a bank deposit with higher investment value for investment.
6. Liquidity management strategy As a cash management tool, the fund must have high liquidity. The fund manager will comprehensively balance the allocation ratio of fund assets between liquid assets and profitable assets under the principle of liquidity first. Through cash retention, holding of high liquidity securities, forward repurchase, and reduction of portfolio Duration and other methods improve the overall liquidity of fund assets. At the same time, fund managers will pay close attention to changes in investor demand for large purchases and redemptions, and prepare funds in advance according to investors' liquidity needs.

1. Each fund share in the same category enjoys equal distribution rights;
2. The fund's income distribution method is dividend reinvestment, which waives the cost of reinvestment;
3. "Daily distribution and daily payment". The Fund calculates and distributes daily returns for investors on a daily basis based on the daily fund returns, based on the realized returns of every 10,000 fund shares of various fund shares. The calculation of the investor's current day's income distribution is retained to two digits after the decimal point, and the third digit after the decimal point is processed according to the tail removal principle. The balance formed by the tail removal is redistributed until the division is completed;
4. According to the daily income situation, the Fund will distribute all the income on the day. If the realized income on that day is greater than zero, record the positive income for the investor and increase the fund's share; Income, reduce fund shares; if the realized income on the day is equal to zero, the investor does not remember the income on that day, the fund shares remain unchanged;
5. The fund shares purchased on the day will enjoy the fund's income distribution rights from the next working day; the fund shares redeemed on the day will not enjoy the fund's income distribution rights from the next working day;
6. Where otherwise provided by laws, regulations or regulatory authorities, such provisions shall prevail.
Under the premise that there is no material adverse effect on the interests of fund unit holders, the fund manager may adjust the principle of fund income distribution without the need to convene a fund unit holders' meeting.