What Is the Difference Between Public Liability and Professional Indemnity Insurance?

Also known as "general liability insurance" or "comprehensive liability insurance", refers to the personal injury (illness, disability, death) and property damage caused to third parties due to accidents in the insured or his employees in the business activities covered Or insurance against legal liability caused by loss.

Public liability insurance

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Also known as "general liability insurance" or "comprehensive liability insurance", refers to the personal injury (illness, disability, death) and property damage caused to third parties due to accidents in the insured or its employees in the business activities covered Or insurance against legal liability caused by loss.
Chinese name
Public liability insurance
Also known as
General liability insurance
Concept
Personal injury caused by accident to third party
Scope of application
Companies in different industries
Such legal liability can be caused by tort liability or contract (contract) liability. Generally, the contractual liability covered by public liability insurance must be specially agreed. In addition, public liability insurance can also cover third party liability caused by obstructions, obstruction of roads, loss of comfortable environment and illegal intrusion.
The scope of public liability insurance is extremely wide.It can not only cover the liability for compensation for personal and property losses caused by accidents caused by accidents in the production and business activities of enterprises and groups in different industries, but also cover the daily life of families or individuals. Liability for compensation caused by personal or property damage caused by an accident. The main types of public liability insurance are: place liability insurance, elevator liability insurance, insurer liability insurance and personal liability insurance.
Offices, restaurants, factories, shopping malls, public entertainment venues, etc. of institutions, enterprises, institutions and individuals can pass on public liability insurance to pass on this risk.

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