What Does a Credit Specialist Do?

Credit business personnel are divided into accepting personal loans and corporate loans. Personal loans include loans such as personal housing mortgages, personal real estate mortgages, and personal deposit certificates, and credit officers must conduct pre-loan investigations, including basic information about borrowers, income, credit status, and sources of repayment.

Credit Operations Staff

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Credit business personnel are divided into accepting personal loans and corporate loans. Personal loans include loans such as personal housing mortgages, personal real estate mortgages, and personal deposit certificates, and credit officers must conduct pre-loan investigations, including basic information about borrowers, income, credit status, and sources of repayment.

Corporate loans include working capital loans, fixed asset loans, syndicated loans, etc. The survey includes the basic situation of the enterprise, the source of repayment, financial status, and guarantee capacity.