Is online banking safe?
Banks now allow customers most of their banking online, pay credit cards, public services, loans, mortgages and even transfer money between accounts. Customers can save postage, paper, time and gasoline and that's just a good shop. But is it with fraud and theft of identity on the rise, is online banking really safe? Due to several measures, the answer is probably yes .
Online bank, which the customer first sets the login information on the bank's website. After logging in, the customer has access to all his accounts in this institution along with relative statements or accounts. With a few mouse clicks, you can make a payment by transferring money from savings or check -in account. Saving or checking an account may not be at the same institution. The customer delivers a bank account number and a bank transfer is started between the two institutions at the beginning of the website address. “S” indicates that the connection between the website and the customer's computer is ensured by point-to-to encryption-Point. The data travels between these two points in encryption. If someone had to "steal" information that would come across the road, they would see the unreadable Gibberish.
However, there are measures to ensure that online banking is safe. The first rule is never click on the bank website via the link in E -mail . E -mail can be a fraud with a phishing that brings unsuspecting people on a fake web that looks exactly like a real thing. By setting up a fake banking site, thieves can capture usernames and passwords that customers enter into login effort. These usernames and passwords can be used on the actual site to get access to financial accounts and resources.Although sure that e -mail is legitimate, go to the bank's site through normal channels in the practice. Also note that the banks do not tend toAdvorates sensitive information via e -mail . If E -mail asks for any answer or information, call your bank and verify using the phone book. Do not use phone numbers supplied in e -mail.
Secure online banking is safe in front of a wireless network as the encryption used will prevent your information from readable form. But it is a bad idea to make online banking from someone else's computer . A work computer, a friend of a friend or a public computer can have a spyware, rootkits or keylogger programs running. Keylogger records everything written in the keyboard and often transmits information to a remote third party that infected the computer without knowing the owner.
along these lines Clean a computer with several good scanners before the start of online banking. Although you start an antivirus program That Looks for Viruses, Trojan Horse and Keyloggers, many of these programs do not seek rootkits or spyware. Use Spyware and Rootkit scanners checked and recommended by websites such as PCworld, TuCows, Zdnet and Marobregeeks. The recommended software is tested and true, ensuring that you do not disgust your computer while trying to clean it.
with a clean computer you are ready to fit into online banking and experience ease of paying accounts online. Keep usernames and passwords secure and keep them in a private place if you want to write them down. Once you have tried online banking, you will never look forward to seeing you.