Is Online Banking Safe?
In recent years, online banking has developed rapidly worldwide due to its convenient and fast features. However, while the technological innovation brought by the Internet has brought huge economic benefits to banks, it has also brought new security requirements to the development of online banking. These requirements, while affecting the stable operation of the banking industry, have also brought huge challenges to the existing banking legal supervision system.
Research on Legal Issues of Online Banking Security
Right!
- Chinese name
- Research on Legal Issues of Online Banking Security
- Author of the paper
- He Pengfei
- Mentor
- Kuang Aimin
- major
- Economic Law
- In recent years, online banking has developed rapidly worldwide due to its convenient and fast features. However, while the technological innovation brought by the Internet has brought huge economic benefits to banks, it has also brought new security requirements to the development of online banking. These requirements, while affecting the stable operation of the banking industry, have also brought huge challenges to the existing banking legal supervision system.
- Subtitle
- Foreign title
- Author of the paper
- He Pengfei
- tutor
- Kuang Aimin
- major
- Economic Law
- Degree level
- PhD thesis
- Degree-granting unit
- At present, domestic and foreign scholars lack comprehensive and systematic in-depth research on the legal issues of online banking security. Based on this, the author chose this topic as the research direction of the graduation thesis. In addition to the introduction, the full text is divided into three chapters. The first chapter is an overview of online banking. This chapter first introduces the various definitions of online banking in detail, and defines a more standardized statement. Then compared the classification of online banking, and concluded that China is currently using the Internet to carry out traditional banking business transaction services on the basis of traditional banks. Then analyze and identify the concepts and types of online banking. And compared with traditional banks, it summarizes the main characteristics of online banking business: the dependence of online banking on network and information technology; the application of online banking can reduce the cost of commercial banks, increase revenue and enhance competitiveness, and provide online banking services. Diversity and other characteristics. Based on the definition, type and characteristics of online banking, the second chapter concludes that online banking security is particularly important in the survival and development of online banking. Starting from the technical and institutional levels, this chapter analyzes the needs of online banking in terms of computer system security, financial security, and legal security. Based on the computer knowledge learned at the undergraduate level and the existing network work experience, the author systematically analyzes the current network technology used by online banking, and on this basis, puts forward opinions and suggestions on the technology selection and investment of online banking in China. Suggest. Finally, it highlights the legal needs currently facing China's online banking, and proposes several solutions to the legal issues facing China's online banking. Chapter III first summarizes the current status of China's online banking legislation in recent years. It can be seen that China's current legislation in this area is still in its infancy. Then, by analyzing and comparing the current status of online banking laws at home and abroad, this paper summarizes some problems in the legal system of online banking business security in China. Combined with the current legal loopholes in online banking and the actual situation of China s online banking operations, through empirical analysis of online banking security supervision, specific measures for the legal supervision of online banking in China are proposed, and the establishment and improvement of the regulatory system As the focus of research. With the continuous expansion of online banking business, new security issues have emerged in an endless stream, making China's online banking business security legal protection issues have a large research space. In view of the current status of research on the legal guarantee of online banking business security, the author uses the specific research methods such as normative analysis and comparative analysis on the basis of the existing research results to refer to the various hidden safety hazards existing in online banking, theoretically. The current status of the legislation on online banking security protection, the status of domestic and foreign legal systems, and the necessity and specific measures for establishing a legal guarantee mechanism for online banking security in China have been studied in depth. By drawing on some of the effective legal supervision experience of online banking, this paper analyzes some problems in the legal supervision of online banking security in China from multiple perspectives, and proposes some ideas for improving the legal supervision system of online banking in China. [1]