What Are the Different Types of Microfinance Organizations?

The China Microfinance Institutions Joint Meeting was established on January 6, 2011. In the past two years, the joint meeting has received the attention of all sectors of society, and has also received strong support from the financial offices, microfinance associations, and microfinance companies of various provinces (autonomous regions and municipalities). The China Microfinance Institutions Association will set up a business exchange platform for member institutions, realize friendship and cooperation among institutions, organize and discuss the latest industry issues, summarize best practices, inspect advanced institutions, provide professional training in the industry, and strengthen institutional innovation and development capabilities. Guide the standard and sustainable development of the microfinance industry and contribute to China's inclusive finance and the development of the entire society.

China Microfinance Institutions Joint Meeting

Guorong Innovation and the Graduate Department of the People's Bank of China and the Financial Offices of Provinces and Cities established a joint meeting of Chinese microfinance institutions on January 6, 2011.

Chapter I General Provisions

Article 1 Organization Name: China Microfinance Institutions Joint Meeting (hereinafter referred to as "Joint Meeting").

Article 2: The nature of joint meetings: China's representative microfinance institutions voluntarily initiate and establish industry organizations. Guidance and support institutions include the Provincial Finance Office (Small and Medium Enterprise Bureau), local microfinance associations, China Micro Finance 60-person Forum, Beijing Pratt & Whitney Innovation Management Consulting Co., Ltd., and China Micro Finance Research Institute.

Article 3: The purpose of the joint meeting: under the guidance of national laws, regulations and related policies, to build a service platform for "subject discussions, business exchanges, friendship and cooperation, inspection and training, innovation and development, and self-regulation and protection of rights" for national microfinance institutions. It is our responsibility to build and develop a microfinance market with Chinese characteristics, and guide the healthy, orderly and sustainable development of the microfinance industry.

Chapter 2 Joint Meeting Activities and Services

Article 4 The main activities and services of the joint meeting are:

(I) Carry out academic, policy, and practical research in the field of microfinance and microfinance to lay a theoretical foundation for national policies calling for the development of the microfinance industry.

(2) Establish a nationwide information platform and information communication mechanism, and collect and release business, technology and other information required by microfinance institutions.

(3) Regularly organize and hold micro-credit forums and special seminars to promote the exchange of experience among members of the joint meeting, and learn from each other for common development.

(4) Recognize and reward outstanding microfinance institutions and employees, promote and publicize outstanding experiences, and promote brand building in the microfinance industry.

(5) Do a good job of positive publicity of news and information of local microfinance institutions, and provide spiritual motivation and public opinion protection for the development of local microfinance institutions.

(6) Organize study training, inspection and exchanges, etc., to serve the capacity building of member institutions.

(7) Regularly publish China's microfinance blue book, microfinance company competitiveness report, conference journal, etc.

(8) Promote the promulgation of loan standards, rating of microfinance institutions, and qualification certification of employees, etc., to guide small loan companies to abide by the law and integrity, abide by national laws and regulations, improve professional ethics, strengthen self-discipline management, actively assume social responsibility, and promptly report to the government Relevant parties reflect the reasonable demands of microfinance institutions.

Chapter III Membership Conditions and Scope

Article 5 Members who apply to join the joint meeting must meet the following requirements:

(1) Support the constitution of the joint meeting;

(2) joining the joint meeting voluntarily;

(3) Qualified units include micro-loan companies, commercial banks with outstanding micro-credit businesses, micro-credit projects, non-profit micro-credit (NGO), guarantee companies, pawn companies, and financial leasing companies. Investment and financing institutions for credit facilities. Microfinance companies applying to join the joint meeting need to be approved by the local financial office or association, or recommended by two joint member organizations.

Article 6 Member units enjoy the following rights:

(1) Voluntarily join or withdraw from the joint meeting;

(2) making recommendations on the goals, guidelines and tasks of the joint meeting;

(3) Prioritizing participation in exchanges, seminars, training, inspections and other activities organized by the joint meeting;

(4) Priority access to the experience, results, and information recommended by the joint meeting;

(5) Members of the executive director unit have the right to vote for the election of the vice-chairman and chairman. Board members and ordinary members enjoy universal services provided by the joint committee.

Article 7 Member units perform the following obligations:

(1) abide by the constitution of the joint meeting and implement the resolutions of the joint meeting;

(2) Paying dues on time every year;

(3) Implementing the goals, guidelines and tasks of the joint meeting, and actively participating in various activities organized by the joint meeting;

(4) providing information to promote the development of microfinance;

(5) Safeguard the rights and interests of the joint meeting and provide convenience for the joint meeting to carry out daily activities.

Chapter IV Joint Organization

Article 8 The organization of the joint meeting is democratic centralism.

Article 9 Plenary Meeting: It is the main body of the joint meeting. It consists of all member units. The plenary meeting of the joint meeting is held once a year and is undertaken by each member unit in turn. Its main functions are: establishing a platform for mutual dialogue between microfinance institutions across the country, strengthening regional exchanges, promoting common progress, and improving the level of industry development.

Article 10 President: Responsible for policy guidance and decision-making on relevant major issues during and after the meeting. Each term is 3 years and can be re-elected. The chairman is elected by the vice-chairman and the member of the standing council.

Article 11 Vice President: Responsible for guiding and coordinating the overall work of the meeting. Each term is 3 years and can be re-elected. The vice-chairman is generally elected by a member of the executive board.

Article 12 The Secretary-General is nominated by the chairman and elected by the vice-chairman and the executive council.

Article 13 Secretariat: It is the permanent service agency of the joint committee. The Secretariat has one Secretary-General, and each term of office is three years and can be re-elected. Its main functions are: responsible for formulating the annual work plan of the joint meeting and the organization, liaison, research, consulting, information services and daily work during the meeting and intersessional period; implement the agreed matters of the meeting, undertake related matters assigned by the meeting; undertake the liaison of member units in Beijing Reception and coordination with relevant departments.

Article 14 Organizational Structure of the Joint Meeting:

(1) Academic research. Occupy the forefront of international and domestic microfinance fields, and lay a theoretical foundation for national policies calling for the development of the microfinance industry.

(2) Establish a nationwide information platform and information communication mechanism, and collect and release business, technology and other information required by microfinance institutions.

(3) Promote the promulgation of loan standards, the rating of microfinance institutions, and the qualification certification of employees, etc., and guide microfinance companies to abide by the law and integrity, abide by national laws and regulations, improve professional ethics, strengthen self-discipline management, and actively assume social responsibilities. Reflect the reasonable demands of microfinance institutions to relevant government departments.

(4) To organize study, training, inspection and exchange, selection, recognition and promotion of outstanding microfinance institutions and employees, and promote brand building and independent innovation in the microfinance industry.

(5) Do a good job of positive publicity of news and information of local microfinance institutions, and provide spiritual motivation and public opinion protection for the development of local microfinance institutions.

(6) Regularly hold microfinance forums and publish microfinance blue books, microfinance company competitiveness reports, microfinance newsletters, etc.

"2011 China Microfinance Institutions Competitiveness Development Report"

The "2011 China Microfinance Institutions Competitiveness Development Report" is a collective result of careful study by experts and scholars under the guidance of Wu Xiaoling. As an annual development report, it continued the basic framework and writing style of the first issue. From the perspective of competitiveness theory, it carried out data on 2532 microfinance institutions in 28 provinces and municipalities participating in the competitiveness evaluation. theoretical analysis. These data include various types of microfinance institutions and are highly representative.

"2010 China Microfinance Blue Book"

The "2010 China Microfinance Blue Book" aims to provide a comprehensive and objective introduction to the microfinance industry. Truly describe the evolution of China's microfinance policy and the latest development of the industry.

"2010 China Microfinance Institutions Competitiveness Development Report"

In January 2011, Guopei Institution successfully organized the "First Annual Meeting of the Chinese Microfinance Institutions Joint Conference" and for the first time launched the "2010 China Microfinance Institutions Competitiveness Development Report" in China, which opened the "China Microfinance Corporation Competition Top 100 "," China Microfinance Personality of the Year "and other awards.

The "2010 China Microfinance Institutions Competitiveness Development Report" is the first domestic report on the competitiveness of the microfinance industry. It was written for the first time, and an editorial committee and a review committee have been set up to write this book. The book analyzes the competitiveness of MFIs from four perspectives. First, the connotation of competitiveness theory and some analysis of the competitiveness of small loan companies. Second, a set of evaluation index system for the competitiveness of small loan companies is designed. Third, the evaluation structure of the competitiveness of microfinance companies. Fourth, comments on some of the top 100 small loan companies with competitiveness.