What Is a Structured Settlement Loan?

What is a structured fixed rate loan?

Structured fixed-rate loan

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What is a structured fixed rate loan?

Structured fixed interest rate loans, a term specific to the banking industry ^[1] .

Structured fixed-rate loans can be implemented in different interest rates in stages during the fixed interest rate period. For example, a loan with a fixed interest rate for 5 years can be fixed at one interest rate in the first two years of the loan and another at different rates in the next three years. For a 10-year fixed loan, one interest rate can be implemented in the first 5 years and another interest rate can be implemented in the next 5 years.