What Is Bank Account Fraud?

With the rapid expansion of cardholder groups, some profit-making scammers began to pay attention to bank cards, and bank card disputes increased sharply. A variety of fraudulent use of bank cards occurs frequently.

Bank card scam

With the rapid expansion of cardholder groups, some profit-making scammers began to pay attention to bank cards, and bank card disputes increased sharply. A variety of fraudulent use of bank cards occurs frequently.

Chinese name

Bank card scam

Way 1

Fictional tax refund information

Way 2

Fictional loved ones,

First, laws and regulations on bank cards should be improved as soon as possible. In 1999, the People's Bank of China promulgated and implemented the "

Bank card scam

"Is the bank card stolen?" Xiao Ming, who works in a certain media in Shijiazhuang, was puzzled when he received the text message. The notification on the text message: "Dear user, you have successfully purchased 8650 yuan in (Northland Mall). This amount will be deducted from your card. If you have any questions, please contact: 86203728." Xiao Ming is a VIP customer of Northland Mall. He thought his bank card had been stolen, and quickly dialed the phone number on the text message to verify. "The person who answered the phone spoke a foreign accent, claiming to be a member of the China UnionPay customer service center, and has been asking me for my bank card number, mobile phone number, name, and ID number and was very enthusiastic." Xiao Ming said. Consulted China UnionPay Hebei Branch. Experts said that this is a fraud message designed to extract personal information and used to forge letters of credit. Consumers should not reply, ignore it, and do not verify such non-95 bank card SMS notifications. If in doubt, you can confirm directly through the unified customer service phone of the card issuer.

It is reported that the customer service hotlines of major domestic banks are all 5-digit numbers starting with 95, such as Industrial and Commercial Bank 95588, Agricultural Bank 95599, Bank of China 95566, Construction Bank 95533, China UnionPay 95516, and so on.