What is a virtual credit card?

Virtual credit card, also known as a discarded or temporary credit card, is a one -time credit card used for one -time shopping on the Internet. It consists of a credit card number with one use of a generated credit card publisher. In most cases, virtual credit card numbers can only be used once and expires after about a month if it is not used; This setting helps to protect users from online credit card fraud. Virtual credit cards can usually be obtained from the current consumer credit card publisher.

The consumer can use a virtual credit card in the same way as a regular credit card with several remarkable exceptions. Can set a credit limit on each temporary credit card according to the amount it wants to be available. The virtual card is linked to the user's number of the user's physical credit card, but only the user knows the physical information about the credit card. This helps protect the user from the possible theft of his real čCredit card and subsequent fraudulent use.

Virtual credit cards have several advantages. Among them is the primary protection, which enables card holders from credit card fraud that prevents the aft of the card number and used to collect high fees. Virtual cards generally have low credit, set by the owner for one -time use. They also help protect users from identity theft because the card cannot be used to provide evidence of a false thief identity. Virtual cards have no owner's personal data and bear only a temporary number provided by the company.

Another advantage of a virtual credit card is its comfort. These cards allow the user to make online purchases without having to look for their physical information about the credit card first. Everything the user has to remember is the virtual card number itself.

temporary credit cards can also protect card holders from another fraud proliferate on the Internet. Some bezoLoad companies offer "free" applications that require the user to enter their credit card number, among other things. The non -detection user then finds that his credit card has been charged for the request after the time. Using a virtual credit card with an extremely low credit limit prevents user from knowing these fraud noticeably affected.

, however, virtual credit cards come up with certain disadvantages. They are usually limited to Internet use and cannot be used for offline transactions. In addition, their online use is limited to certain types of purchases because some traders require real credit cards and personal information.

Short time of expiration for virtual cards and at the same time to provide security to the user may also be inconvenient. NEPO Using the card before its date of expiry means getting a new one. A credit card user can specifically require an Archive duration for their virtual credit card as well as the ability to reuse the numberVirtual cards for a particular merchant due to comfort. However, this may increase the risks associated with using online credit cards. The virtual credit card processing time tends to be longer than the time of physical credit cards.