What Is an Automated Teller Machine?

ATMs, or ATMs, are banks that set up a small machine at different locations, and use a tape on a credit card-sized plastic card to record the customer s basic account information (usually a bank card), allowing customers to make withdrawals through the machine , Counters, deposits, transfers and other bank counter services, most customers call this kind of self-service machine ATM.

ATM

ATMs, or ATMs, refer to banks that set up a small machine at different locations and use a tape on a credit card-sized plastic card to record customers' basic account information (usually

ATM services are not free in all regions

China began to appear in Shenzhen in the late 1980s, and cash dispensers have now expanded to the whole country. And most ATMs have joined the UnionPay network, as long as they have the UnionPay logo

New or rebuilt ATMs must comply with national security industry standards and technical specifications, and be installed with electronic camera monitoring, anti-theft alarms, and network alarms.

Departure ATMs should implement networked alarms in accordance with relevant national standards, sign a cooperation agreement with the unit where the ATM is located, agree on the obligations of both parties, and cooperate to do a good job of ATM safety precautions.

The ATM jurisdiction shall strengthen the security precautions of ATMs, cooperate with each other, discover hidden dangers, and rectify in a timely manner.

The occurrence of ATM risk events and cases shall be reported immediately, the cause shall be promptly ascertained, and the matter shall be resolved promptly.

ATM machine safety protection equipment mainly refers to ATM machine peripheral configuration such as ATM protective cover, ATM protective kiosk, ATM protective cabin. ATM machines can be divided into outdoor ATM machines, indoor ATM machines and independent ATM machines according to the installation location. According to the use of ATM machines, there are two types of indoor ATM machines: lobby type and wall-through type. According to the requirements of safety performance, outdoor ATM machines have semi-closed and fully-closed ATM protective kiosks. The fully-closed can be further divided into squares and circles according to their appearance. cabin. As a high-end ATM protection product, the independent self-service kiosk is gradually receiving market attention. The independent operation of Yinting also allows it to enter densely populated places such as neighborhoods, schools, and squares, bringing a lot of convenience to people's production and life.

With the in-depth development of China's financial electronic construction and bank customers'

Renminbi counterfeiting is a headache, and ATM machines have also appeared in fake products. A fake ATM machine appeared at the entrance of Yiyan Hotel in Xuanwu District, Beijing. On June 15, 2010, Mr. Ma, a citizen, inserted a card on this machine to inquire, and only got the prompt of "unable to provide services". He later found that the amount of 5,000 yuan in the card was missing. ^[4]

Industrial and Commercial Bank of China ATM Cash Management Measures

The first is to strengthen

On the afternoon of March 18, 2016, Ms. Xu of Jiaxing withdrew money at the local bank's ATM near Sanshuiwan. Unexpectedly, in the 10,000 yuan of cash taken out, there were three blank papers the same size as the hundred-yuan banknotes. ^[6]

On August 13, 2018, according to the British "Daily Mail", hackers can use malware to control ATM machines through the "jackpot" program, and they can steal millions of dollars from them within a few days. ^[7]