What are the debtors anonymous?

Debtors Anonymous (DA) is an organization that sponsor groups for people who are trying to break the habit of uncontrolled debt accumulation and financial irresponsibility. These support groups work on the self -help model promoted alcoholics Anonymous (AA). People participate in group meetings voluntarily and anonymously. The organization operates in all 50 countries in the US and nine countries around the world. Anyone who has the desire to promote the message of the organization can organize a meeting. Typically, meetings are organized by previous DA participants who hire new members of the Support Group when they move to the area without local meetings or simply want to organize meetings in a different context. The organizer registers a meeting with the main organization that states a meeting in its directory, so people who are looking for a local group will find it. The meeting can take place in person, via Theregment or via the Internet.

Locally, the debtors Anonymous accepted the framework of alcoholics anonymous. Treats with compulsive acquisition dLuzy as a disease or progressive disease that cannot be cured, as well as alcoholism. The organization replaces the label "alcoholic" "compulsive debtor" in adapted philosophy. Like AA, the core of the anonymous theory of debtors is a 12-step program.

12-step program assumes that the compulsive debtor must go through the phases of himself motivated changes to control his habit. The first in a series of steps is to admit the problem. Next steps include the decision to do something about the problem, self -testing, humility and correcting. The program is the basis for group participation, ongoing objectives and possible evaluation of the success of the measured participant, which is considered "financially sober."

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Anonymous debtors also play an important role in admissible people to realize that they have a problem in the first place. The organization has developed a self -help barometer with 12 signs of compulsive debt procedures, including fInancy, poor economical habits and compulsive shopping. More specific features include lending small amounts of money and their non -return and chronic insufficient earnings. The DA website allows visitors to take a questionnaire 15 items based on 12 brands. If a person responds "yes" to 8 of 15, he probably has a debt problem.

It is important to realize that the debtors Anonymous is a facilitator, not a problem solver or debt advisor. It does not give or provides loans. The aim of the organization is to create self -confidence and motivate people to change their lives. It raises and promotes healthy financial habits so that its members can live a reasonable lifestyle in their means and without stress UNCONTRUOLED DEBT limiting their possibilities of life.