What Is Near Money?

Time is money (shí jin jiù shì jn qián). In 1982, "time is money, efficiency is life", and was hailed as "the most well-known and most influential slogan for people." This slogan, which seems so unusual today, caused a stir at the time. It wasn't until 1984 that Deng Xiaoping made his first trip to the south, affirming the slogan, and the dispute was subsided. Some people say that China's move towards a market economy started from this slogan, and Shenzhen has created a model for reform and opening up.

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Max Weber's "Protestant Ethics and the Spirit of Capitalism" is justified for capitalism and its spirit. Although this book was published twice in 1904 and 1905, it has been more than a century, but when I read some of these ideas, I still felt that they were so fresh, rational, and even deafening. . And time is money. For Chinese people like me, you can see the original source in this book.

We see that in Weber's "Protestant Ethics and the Spirit of Capitalism," Chapter 2, "The Spirit of Capitalism," the first "investigation" was the early American statesman, scientist, and writer Benjamin Franklin who lived for almost a century in the 18th century , And quoted several passages from his two articles, and argued that although his words were "sharply ironic" by some people, "there is no doubt that these words express the typical spirit of capitalism", Although this does not indicate that "the spirit of capitalism is fully contained in these words".

So what did Benjamin Franklin say? Let's look at his "remembers".

In his 1748 Advice to a Young Businessman, Franklin said:

Remember, time is money. If a person can earn ten shillings a day by his own labor, then if he goes out or sits idle for half a day, even if it only costs six pence during this time, he cannot think that this is all he has spent; he actually spent it , Or should be said to have thrown another five shillings.

Remember, credit is money. If someone lent me money and didn't get it back when it expired, he just gave me interest, or gave me the interest that I could get with this money during that time. If a person has good credit, borrows a lot, and is good at using the money, he will get a considerable amount of money from it.

Remember, money is reproductive. Money makes money. The resulting money is renewable, so endless. Five shillings changed to six shillings through the week, and then seven shillings and three pences to the week, so the turnover changed to one hundred pounds. The more money there is, the more money will be regenerated per turn, so that the income will grow faster and faster. Whoever killed a sow with a cub would actually destroy it for a thousand generations. Whoever spoils a five-shilling coin is actually ruining all the money it could have produced, most likely tens of pounds.

Remember the motto: The payer is the owner of other people's money bags. Whoever is recognized as the one who always pays on time, he can gather all the money that his friends do not need at any time and on any occasion. This is often helpful. In addition to diligence and frugality, punctuality and fairness in dealings with others are the most beneficial for young people to live in the world; therefore, do nt leave extra money for an hour when it is time to borrow, otherwise you will lose faith and your friend s money The bag will always close to you.

Even the most trivial matters that affect credit need attention. If the creditor hears your hammer at 5am or 8pm, this will make him feel relieved within half a year; otherwise, if he sees you playing billiards when you should work, or in a pub, he will be the next day Someone will be sent to pay off the debt and eager to collect it all at once.

Being cautious also shows that you always keep in mind what you owe; this will make you a serious and reliable person in the eyes of everyone, which will increase your credit.

Be careful not to treat everything you have now as your own, and live within your means. Many people with loan credits make this mistake. To avoid this mistake, make a detailed record of your expenses and income over a period of time. If you take some time to make a detailed record at the beginning, you will have the advantage: you will find out how the humble small expenses accumulate into a large sum, so you can also know how much has been saved Money, and how much money can be saved in the future without inconvenience.

We can clearly see that Benjamin Franklin, an "American" nearly three hundred years ago, not only spoke the near-truth of "time is money", but also spoke of the "how to make money" of a person or even a capitalist. "Shinji". Of course, these words are still not the whole secret of capital expansion, but for Chinese today, especially for some entrepreneurs, the above paragraph is enough. As for what kind of warnings Franklin has said in another "Some Necessary Tips for People Who Want to Get Rich and Get Rich", there is not much space here. You can find a book and read it for yourself.

Cherish time and love life! We will live better!