What is a transaction verification?
The transaction verification protects the consumer from fraud by ensuring that no change has been made when processing the monetary transaction. Internet security measures, verification of transactions is useful against medium attacks. In these attacks, a cyber criminal creates a false web that effectively eavesdropns communication between the consumer and its bank, retailer or credit card companies. The criminal is therefore able to obtain and use the personal data of the consumer. Neither the men nor the consumer nor the retailer knows that the outside of the conversation is on attack.
One example of a very strong human-in-the-the-middle technology was Malware Silent Banker Malware, which infected over 400 banking sites around the world in 2008. In this case, Malware Rootkit, which was implemented from the browser's virus protection software. Web bank, Malware Silent Banker Malware, changed the target of the transaction to a criminal bank account.
Many websites and mobile software programs have implemented technology outside the transaction verification band. This method is reported to work because it takes consumers outside the browser in which the criminal will eavesdrop. The consumer would verify the transaction via a phone call or e-mail. Unfortunately, verification outside the zone is still prone to medium attacks because these attacks use counterfeit websites. Therefore, the consumer would not necessarily see that something happened on the web before providing verification. In fact, he could call a criminal and give him his information by phone.
Other websites used one -off codes to verify transactions. Theoretically, the applicant would know the code, so if he enters this code on the bank's website, the bank is ensured that the consumer is the one who says he is. If the consumer's operating system was taken over by malware; But he is not the only person he hasAccess to this code.
Although there is no way to completely protect consumers from online fraud through verification of transactions, there are several tips that may reduce the likelihood that the consumer will fall into a medium item. First, the consumer should pay attention to all emails or text messages that are sent from an unknown source. This communication should be immediately removed and no links should be opened within these e-mails or text messages. Second, if the site suddenly turns into appearance, be careful about its use. It could be a bait side of a person. If suspicious activity continues, call the organization that keeps the web. In the end, all computer users would have Maintain's current virus and spyware protection, as well as a firewall to minimize the likelihood that their computer will be successfully attacked.