What is a mathematician?

Mathematician is a professional who specializes in the calculation of risks, using statistics, history and information section. The insurance industry hires a large number of mathematicians to help analyze politicians, look at individual insurance applications and help set insurance contracts, and an insurance mathematician can often find employment in investment companies. The work is diverse and interesting and requires strong grounding in mathematics, especially statistics, as well as sociology and other humanities. In most regions of the world, the individual must also sit on the trial of the Board of Directors to become an insurance mathematician. For example, an earthquake insurance in Kansas is significantly cheaper than in California, because in California the insurance company is at a greater risk that politics will have to be paid. In this case, mathematics focuses on geological statistics. For other types of insurance such as health or life insurance, an insurance mathematician can focus on the age and sex of the holder and the ZdraVotní records. The mathematician compares data to the people of this age group to determine how policy should be treated.

Since an insurance mathematician specializes in risk, work is inherently risky. Serious hurricanes and other natural disasters can arrive, whether they are predicted by an insurance mathematician, and sometimes represent a serious financial blow to the insurance company. That is why work requires extensive education and a certain amount of natural intuition, because an insurance mathematician must be able to predict unpredictable. In the financial industry, mathematics are very important because they help protect large investments by monitoring careful monitoring on the market while performing long -term projections.

Since most of the insurance is held to protect the policy holder against financial risk, the mathematician also works to reduce the amount of potential damage. For example, a fuse for PThe car provision will be cheaper if the car has multiple safety systems such as passive belt belts and airbags. The insurance agency may refuse to issue home insurance to a house that is considered dangerous after the inspection, and the insurance mathematician will provide a list of household owner proposals to ensure insurance. The mathematician usually selects the field he specializes in, such as household insurance, health insurance, investment or life insurance.