What are Heart Palpitations?

E-Commerce Merchant Commerce Pal (referred to as: ECMCPAL) is a secure, legal, and easy-to-use online payment and collection tool. A third-party payment platform that focuses on international card acquisition services such as VISA, Master, AE, JCB, etc., helps domestic and foreign merchants solve the problem of international payment collection, and provides world-class acquiring services to domestic and foreign merchants accepting international card payments.

ECMCPAL

E-Commerce Merchant Commerce Pal (referred to as: ECMCPAL) is a secure, legal, and easy-to-use online payment and collection tool. A third-party payment platform that focuses on international card acquisition services such as VISA, Master, AE, JCB, etc., helps domestic and foreign merchants solve the problem of international payment collection, and provides world-class acquiring services to domestic and foreign merchants accepting international card payments.

ECMCPAL is jointly invested and established by former bank card payment experts, former senior managers of international card organizations, senior third-party payment managers, senior international card risk management experts, and payment industry security certification experts, and is committed to creating the world's first international card payment platform .

Adhering to the concept of "win-win cooperation and first-class service", ECMCPAL strives to create non-3D, VIP, and completely non-3D payment service channels with the highest power and lowest risk. At the same time, to reduce chargeback, the company also provides merchants with international card risk control system.

ECMCPAL and Bank of China, BOC International Card Corporation, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, China Everbright Bank, Huaxia Bank, Guangdong Development Bank, Shenzhen Development Bank,

The seller opens an ECMCPAL merchant account.

Buyers sign up for ECMCPAL buyer accounts.

ECMCPAL verifies and opens an account.

The buyer logs in to the back office, binds the credit card, and recharges.

The buyer pays the seller's ECMCPAL account through the balance in the ECMCPAL account.

After the seller confirms that the transaction is successful, the shipment is made.

The seller applies for settlement on the settlement day.

ECMCPAL makes settlements to sellers.

1. Stable channel, high security, low chargeback rate, no account freeze, and unlimited product.

A. The channel is stable; a number of international acquiring bank channels, such as the Bank of China, China Construction Bank, and ICBC, jointly support and serve as backups for each other to avoid affecting the use of the entire channel due to the closure of a bank channel. Ensure smooth payment for merchant online stores

B, high security; for e-wallet transactions, all buyer accounts can be paid only after being verified by ECMCPAL or the merchant. Avoid high-risk scammers and reduce the risk of fraud.

C, low chargeback rate; buyer verification to reduce chargeback caused by fraud; consumers of e-wallet accounts will give priority to complaints to ECMCPAL company, and then process to reduce chargeback caused by direct complaints to banks.

2. Powerful risk control system, escorting the successful payment collection of merchants, reducing CB, and protecting the interests of merchants.

A, ECMCPAL has a strong independent risk control system developed by itself, sharing the black card library with banks and card-issuing organizations in real time (other companies delay at least one month), and cooperates with strong international risk control companies. During the transaction process, real-time risk assessment is performed on each transaction, and an authoritative risk score is given to help merchants avoid most risky transactions and reduce merchant losses.

B, China's first and only professional manual chargeback prevention and recourse department, which professionally assists merchants to pursue and prevent chargebacks.

C, so consumer accounts are traded after being verified by ECMCPAL or merchants to avoid fraudulent merchants and reduce the rate of chargebacks.

3,7 * 24 * hour Chinese and English online customer service. Provide high-quality, highly humane services.

A, one-to-one service window. ECMCPAL arranges corresponding customer service for each merchant, technical service specialists and sales specialists. Any merchants who have any after-sales problems can find them immediately and get one-stop solution.

B, business complaint and supervision window. ECMCPAL has established a comprehensive internal assessment mechanism and strict punishment mechanism for assessing and supervising the corresponding service specialists, laying a foundation for better service for merchants. The merchant can complain to the corresponding service specialist online or by phone, and propose to change the service specialist.

4. Humanized operating system.

A, Multi-language payment page, supporting international mainstream languages, such as: English, French, Spanish, German, Japanese, etc .; the system automatically displays the payment page in the corresponding language according to the language of the consumer browser, thereby satisfying consumers in various countries The language requirements for payment pages enhance the user experience, provide order conversion rates, and help you retain more orders.

B, clear and simple merchant background operation interface, user-friendly refund system, support merchants' full or partial refunds.

C. The system has simple operation and comprehensive functions. The buyers and sellers have independent accounts. Buyers can easily recharge, pay, refund, and withdraw in the background. Sellers can easily conduct transaction checks, refunds, and withdrawals in the background. Human background withdrawal system. Automatically display transactions that meet the settlement conditions, clear and simple, simple operation, just click submit.

5. The application process is simple, fast and convenient, and the channel is opened within 24 hours.

Seller account; supports individual and corporate applications, corporate applications can be settled to personal accounts to avoid tax issues.

Individuals can apply for a copy of their ID card, and enterprises can apply for a business license, tax registration certificate, organization code certificate, and legal person ID card copy. Buyer account, registration process is simple and easy to operate.

The first method: The seller sends an invitation to register to the buyer's mailbox through the ECMCPAL background, and the buyer clicks the link to register according to the email.

The second method: When placing an order, the buyer goes through the interface terminal integrated on the seller's website to enter the registration page for registration.

The third method: the merchant sends a mail to invite the cardholder to register

Apply for a merchant number. A merchant number is a unique number automatically generated by the system when a merchant applies on our official website. It is also an important logo for merchants. It will be encountered during the process of opening and using. Please keep in mind.

Sign relevant cooperation agreements; the agreement is mainly composed of "ECPSS International Credit Card Receipt Channel Service Agreement" and "ECPSS International Credit Card Receipt Channel Application Form". After receiving the electronic agreement, the merchant prints it out in two copies and signs it ( 4 copies of the enterprise, with official seal), express delivery or scanning, and give to our company.

The merchant pays. The merchant pays the money to our company's finance or corporate account.

Open the channel. After the financial department of our company confirms that the payment is received, the channel department will be notified, and the channel will provide the merchant with information, review, and open the channel if it is correct.

Arrange customer service. After the channel is opened, the company will arrange corresponding customers and merchants to provide services.

Connect the interface. The customer service arranges the corresponding technology to assist the merchant to connect the interface.

Merchants collect money and start making money! ^[1]

We develop targeted interfaces for mainstream website building languages (such as php, asp, .net, etc.) and open source system programs (zen cart, osc, magento, etc.). The merchant only needs to upload to your website server according to the corresponding file directory and install it; and we will also have technical assistance to you at that time, so don't worry. ^[2]