Should traders apply for ID when we pay by credit card?

Many people ask if traders have the right to apply for an ID when you use a credit card. Some people are happy to have checked their ID because it is less likely that the card will be used fraudulently. Others are not satisfied with the provision of additional information, especially if the trader writes his name, address or telephone number on the credit card slip. There are a number of different laws that governed whether the trader can apply for ID, some of the credit card companies and others that can be applicable in the state in which you live. These companies also prohibit slippers that would require the customer to fill in their name, address and telephone number. The standard rule is that traders can apply for an ID but cannot refuse the card unless the person provides this ID. They also request specific ID forms; Student ID or Costco card with a picture is as valid as the state ID.

Depending on the state in which you live, some other business activities are forbidden. Retail traders can be banned by state law and cannot even apply for an ID if your card says "see ID", even if it differs from region to region. Many countries also prohibit rejection of cards when the ID is not presented, and prohibits writing any personal data obtained from cards and security code on the back of credit cards. Sellers also usually must not write a phone number on a credit card slip. Traders often do not realize about these restrictions, and if you feel strong about not bringing ID when using a credit card, your best defense brings a copy of your state code and your credit card rules with the appropriate Highlighted passages.

There are some exceptions when traders can request an ID to complete the purchase by credit card. If you are buying alcohol, tobacco or anything else that requires you to be a certain age, the trade can firet o id. The store still cannot write down things such as a driving license or a home number on a credit card.

The only time of writing this information or requests for ID as a condition of purchase is legal in most countries if you are buying something that will be delivered to your home. In this case, the trader may require your address and telephone number so that the items can be delivered properly. In other circumstances, however, most merchants, when you physically present their card, cannot do more than to ask you to sign the card. Not to provide your signature, cancel the sale and allow the trader to refuse sales.