What Is a Master Fund?

Fund, in English is fund, in a broad sense, it means a certain amount of funds established for a certain purpose. It mainly includes trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds.

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The earliest

First: Watch the market before you operate

The fund's investment income comes from the future. For example, to redeem a stock fund, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem and make a choice at the right time. If it is a bull market, it can be held for a period of time to maximize returns. If it's a bear market, it's redemption in advance.

Second: conversion to other products

Converting high-risk fund products into low-risk fund products is also a type of redemption, such as converting stock funds into currency funds. This can reduce costs, the conversion fee is generally lower than the redemption fee, and the risk of the money fund is low, which is equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also a redemption idea.

Third: regular fixed redemption

As with regular investments, regular fixed-amount redemptions can be used for daily cash management and can also stabilize market fluctuations. Fixed-amount redemption is a method of redemption in conjunction with fixed-amount investment.

Assets owned by mutual funds. The total asset value calculated based on the market closing price on each business day, after deducting various costs and expenses on the day of the fund, is the net asset value of the fund on that day. Divided by the total number of units issued on the day of the fund,

Investing in hedge funds can increase the diversity of your investment portfolio, which can be used by investors to reduce the overall risk exposure of your portfolio. Hedge fund managers use specific trading strategies and tools in order to reduce market risk and obtain risk-adjusted returns, which is consistent with the level of risk investors expect. The returns that ideal hedge funds receive are relatively independent of market indices. Although "hedging" is a means to reduce investment risk, like all other investments, hedge funds cannot completely avoid risk. According to a report released by the Hennessee Group, between 1993 and 2000, hedge funds fluctuated only about two-thirds of the S & P 500 during the same period.

Transparency and regulatory matters

Because hedge funds are private equity funds, there are few public disclosure requirements, and some people think they are not transparent enough. Many people think that compared with other financial investment management companies, hedge fund management companies are less regulated and have lower registration requirements, and hedge funds are more vulnerable to special risks caused by managers, such as deviation from investment goals and operational errors And fraud. In 2010, new regulatory requirements in the US and EU required hedge fund managers to disclose more information and increase transparency. In addition, investors, especially institutional investors, have also promoted hedge funds to further improve risk management through internal control and external supervision. With the influence of institutional investors

Fund automatic investment plan (AIP) is the abbreviation of regular fixed investment fund, which refers to investing in a designated open-end fund at a fixed time (such as the 8th of each month) with a fixed amount (such as 500 yuan), similar to Zero deposit and rounding method for banks. It mainly adopts the batch buying method, which overcomes the risk of generally buying and selling at a certain point.

The fund's fixed investment has the characteristics of average cost, simple and fast procedures, and suitable for long-term investment. It is favored by people with lower risk tolerance. It is a low-risk investment and financial choice with long-term savings. It is also known as lazy Finance. " There are also many financial instruments such as fund return calculators on the market, which can provide some data for investors' choices and facilitate investment choices.

First, pay attention to the proportion of fund types that are arranged according to their own risk tolerance and investment objectives. Pick the fund that suits you best, and buy a partial stock fund to set an investment cap.

Second, we must pay attention not to buy the wrong "fund". The fund's popularity has attracted some fake and shoddy products.

Third, pay attention to your

In the past two years, the returns of funds purchased by many investors have generally been unsatisfactory. What causes the substantial losses of most funds? For these questions of investors, Li Ying, an analyst at the Shanghai Securities Fund Evaluation Center, pointed out that the fund products are essentially a package. In the portfolio of securities, the performance of the fund's income is closely related to the performance of the underlying market of the investment target. In a market environment where the stock market continues to decline, equity funds, hybrid funds, etc., which mainly invest in stocks, are also difficult to obtain positive returns. In the stock market rising, partial stock funds often can obtain positive returns. Therefore, it is impossible for a fund to create a myth, and to create a high positive return under the market's continuous decline in recent years.

In terms of long-term performance, in most cases, the overall performance of the fund is better than individual investors, especially in bull markets and shock markets, where the comparative advantage is more prominent. For example, in 2006 and 2007, more than 80% of stock funds achieved a return of more than 100%, while the proportion of individual investors was less than 50% in 2012. Stock funds achieved 5% to 30%. Returns, while surveys show that more than 50% of individual investors have lost money between 5% and 50%. Therefore, the fund is still a good investment tool for individual investors to participate in the capital market.

Whether it is China's stock market construction, economic development, or various problems in the asset management industry, they cannot be eliminated in the short term, and they need the overall rationality of the market to promote it. However, as an investor, you must measure your risk tolerance clearly, and you cannot blindly listen to the salesperson's propaganda. If your own risk tolerance is weak or you want to use short-term funds, you ca nt invest too much in a single stock fund, so as not to be affected by the risk of stock market fluctuations. Therefore, for individual investors, it is more practical to have a long-term investment mentality, choose the appropriate fund products according to their own risk tolerance and renewal, and avoid excessive pursuit of hot funds with outstanding short-term returns, Pay more attention to funds with relatively stable long-term performance. Divide risks through fixed investment and portfolio allocation to obtain long-term stable returns.

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[fund] Funds reserved for the establishment, maintenance, or development of a cause ^[1]

Funds or special allocations for the establishment, maintenance, or development of a cause. The fund must be used for its designated purpose and accounted separately. Sha Ting's "Return to Hometown": "One of them is to ask the township cooperative to allocate a fund as a fund." For example, we decided to allocate 500,000 yuan from the business expenses to serve as a fund for the electronic science center. ^{[twenty one]}