What Does an Insurance Surveyor Do?

Also known as insurance assessor. An insurance assessor is a company that is established in accordance with the law and is entrusted by an insurance company, the insured or the insured to handle the investigation, appraisal, assessment of damages, and the adjustment of indemnity, and to collect remuneration from the client. The main function of an insurance assessor is to inspect, appraise and adjust the subject matter of the insurance in accordance with the entrusted requirements of the client, and to issue an insurance assessment report. Its status is aloof, does not represent the interests of any party, and makes insurance claims fair. It is reasonable and conducive to mediating the contradiction between the insurance parties in terms of insurance claims.

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To be precise, the insurance valuation is entrusted by the parties to the insurance contract, the parties, and other entrusting parties, asking them to charge a reasonable fee, handling the survey, appraisal, inspection, valuation and compensation of the insurance subject matter, negotiating and issuing Assess reported behavior. Companies engaged in insurance valuations or other economic organizations are insurance valuers, also known as insurance valuation banks or insurance valuation companies. They are independent of the government, administrative departments, and various sectors and sectors of the economic field, and are oriented towards social services. Economic entity. An insurance assessor has the following properties:

Insurance assessor is an intermediary service agency

An insurance assessor is neither an insurer nor an insured, but an intermediary service agency that connects the insurer and the insured. It is an economic entity that is independent of other departments and faces social services. Insurance assessors, insurance agents, and insurance brokers together form a complete insurance intermediary market.

Insurance assessors throughout the insurance business

In addition to the insurance claims business that the public is familiar with, the insurance assessor is also engaged in the value and risk assessment, appraisal, estimation of the subject of insurance, and the investigation and loss calculation after the loss of the subject of insurance. Its business runs through the insurance business.

Insurance assessor services are paid

Because an insurance assessor is an economic organization, its existence and development require economic benefits, so it is not free of charge for the services of the parties to the insurance contract and other entrusting parties, but must charge a reasonable fee and implement paid services.