How Can I Get the Best Car Loan Rate?
Personal car loan refers to a loan from a bank to a personal loan for the purchase of a car for personal use in my own name (a family car that is not for profit purposes or a business car with 7 seats or less).
Car loan interest rate
- Chinese name
- Car loan interest rate
- Foreign name
- Car loan rates
- Pinyin
- qi che dai kuan li lv
- Loan subject
- Personal car loan refers to a loan from a bank to a personal loan for the purchase of a car for personal use in my own name (a family car that is not for profit purposes or a business car with 7 seats or less).
- The General Rules on Loans stipulate:
- (I) Determination of loan interest rate: The lender shall
- (1) The floating range of commercial bank loan interest rates is 0.9, with no upper limit;
- (2) The floating range of interest rates for credit unions is 0.9 to 2.3 times the benchmark interest rate;
- (3) The maximum interest rate for private lending does not exceed 4 times the benchmark interest rate. In the event of a loan dispute, the excess interest is not supported by the court.