What is a Fixed Trust?
Fixed trust is a trust investment method that requires fund managers to invest in certain types or scope of securities (* securities) agreed by investors, such as unit trusts that can only invest in the construction industry or petrochemical industry (* unit trust). The manager accepting this trust method does not have the right to invest funds in any other securities that are not included in this category or scope, which limits the manager's authority greatly; and the purpose is to enable investors to participate in investment opinions and avoid Wrong management. [1]
Fixed trust
Right!
- Fixed trust is a trust investment method that requires fund managers to invest in certain types or scope of securities (* securities) agreed by investors, such as unit trusts that can only invest in the construction industry or petrochemical industry (* unit trust). The manager accepting this trust method does not have the right to invest funds in any other securities that are not included in this category or scope, which limits the manager's authority greatly; and the purpose is to enable investors to participate in investment opinions and avoid Wrong management. [1]
- Features
- 1. Fixed term: generally 1 ~ 3 years, clear operation period, easy to arrange fund use plan;
- 2. Confirmation of income: principal and interest are guaranteed, and the annualized income is generally 2 to 3 times the fixed deposit interest rate for the same period. A stable configuration is required;
- 3. High security: The security of funds is guaranteed through asset mortgage, equity pledge, guarantee company, and individual joint liability guarantee, etc .;
- 4, low cost: generally no subscription fee, related management fees, taxes and fees are deducted before income distribution, does not affect expected income
- 5, the threshold is higher: generally more than 1 million, 3 million (excluding) natural persons, no more than 50 places;
- 6. Fast fundraising: The fundraising speed is fast, which can usually be completed in one or two weeks;
- 7. Property independence: The trust property is independent and is not affected by the trust company. It can be used for mortgage depository banks to open special accounts and special funds;
- 8. The registered capital of the trust company is more than 300 million yuan, and the business license is complete;