What is Microfinance Software?

MBWin is the "micro banker" system is a relatively mature microfinance management system.

Microfinance Management Software

MBWin is the "micro banker" system is a relatively mature microfinance management system.

Chinese name

Microfinance Management Software

Background

With the advent of the information age

Solid

More mature microfinance management system

Purpose

Improve its operating conditions

With the advent of the information age, microfinance institutions in various countries have adopted advanced credit technologies in order to improve their operating conditions, reduce operating costs, and increase work efficiency. The micro-banker is a set of management information systems specially developed for micro-financial institutions. It has a real-time front-end function, a background batch record function, a fully integrated general ledger system, a branch integration system, and other applicable financial management Features. It provides a convenient way for small and medium-sized rural and non-rural microfinance institutions that want to reduce operating costs, improve institutional operating efficiency, and implement automated management.

First, the system is specially designed for microfinance institutions (including microfinance companies). It is widely recognized and used internationally and has been improved accordingly to meet the special needs of Chinese customers. Therefore, it has good applicability for domestic small loan companies in product design, automation requirements, financial control, and management authority.

Second, the system contains a wealth of features. Savings (current + term), loans, multi-currency transactions and other ordinary financial institutions can be covered by the micro banker system. Users can add / remove function modules at any time according to their actual business conditions.

Third, the system has no restrictions on the expansion of user scale (opening branches / branch offices). Users can install the system in branches according to actual needs, and users only need to purchase the corresponding copyright and service fees at that time.

Fourth, the system's comprehensive reporting function design enables the company's management to monitor and control the company's business from different perspectives (credit officer performance, loan balance, loan type issuance ratio), and effectively and effectively prevent the generation of risky loans .

Finally, the system has advanced security mechanisms. In addition to the built-in security operations of the Microsoft SQL database, the "microbanker" system protects each record from being modified by external systems through built-in security mechanisms. The teller's entry is completed through pre-authorization of the teller; the teller can only operate within the authority set for him through the teller number and password.

The micro-banker was jointly developed by the Food and Agriculture Agency of the United Nations and the German Technical Cooperative Company, and the competence center in Mainland China was Beijing Zhongde Rongxin Consulting Co., Ltd. (MB China). Beijing Sino-German Rongxin Consulting Co., Ltd., as an authorized distributor of the "micro-banker" system in China-the "micro-banker" China Capability Center, relies on its strong micro-financial consulting service capabilities and the Sino-German micro-finance capacity building Support, and cooperate extensively with relevant international organizations to provide customers with a full range of services from the design, installation, configuration, training, commissioning and subsequent technical support of the "micro banker" system based on customer needs.