What is a Call Loan?

Mobile loan is a financial service platform business launched by Digital Bank Online and China Mobile.

Mobile loan

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Mobile loan is a financial service platform business launched by Digital Bank Online and China Mobile.

Chinese name

Mobile loan

Size of software

2.24 MB

Applicable system

Mobile loan is a professional financial service platform created by Digital Bank Online and China Mobile for mobile users.

The mobile loan client is a financial application that integrates loan services, wealth management services, and financial information. Users can submit loan applications, upload certification materials, query loan review progress, consult customer managers online, and view on the client. Wealth management products, purchase wealth management products, browse financial information and other operations.

1.Service support

A professional service team consisting of account managers, loan review managers, and document managers provides strong service support for mobile phone loans. Users only need to submit simple loan requirements through the client. The service team will assist users to complete requirements confirmation, information The entire loan application process, including supplements and qualifications.

2. Business support

More than hundreds of banks, guarantees and other financial institutions provide strong business support for mobile phone loans. After the user's loan application is digested and processed by the service team, Digital Bank Online will help users match the most suitable loan product and bank. In addition, each bank that cooperates with Digital Bank Online reserves a mobile phone loan line to ensure that users can get loans as soon as they pass the loan application review. The above measures will maximize the user's financing rights.

3.Technical support

The mobile loan realizes the seamless connection between the mobile Internet and the Internet. After the user completes the loan application on the client, the application form will be pushed to the online banking digestion system of Digital Bank Online. The digestion system will automatically review the information submitted by the user, such as Identity information, contact information, real estate certificates, business licenses, etc., the introduction of automated authentication systems will help shorten the review cycle.

1. Departure loan application

The mobile loan client system supports users to submit loan applications on their mobile phones. It has changed the traditional service model that can only apply for loans at banks. After filling in the loan requirements on the client, users can submit directly to the digital banking online loan review system. The account manager Based on the information submitted by the user, the loan demand will be confirmed with the phone as soon as possible.

2. Upload mobile phone photo data in time

The mobile loan client system supports users to upload certification materials through the mobile phone camera function during the process of applying for a loan, and after the loan application is submitted, the user can understand himself through the client and need to supplement those understandings. The application of the data camera upload function will simplify the user The operation of submitting certification materials and effectively improving the efficiency of loan review.

3. Real-time query of loan review progress

Users can log in to the Member Center of the mobile loan client system to inquire about the review progress of their submitted loan applications in real time.

4, one-click consultation customer service center

Through the consultation function on the mobile loan client system, users can call China Mobile's 10086 customer service center and the digital banking online 4001826677 loan line with one click. During the operation, users do not need to enter the specific number of the customer service hotline.

5. Real-time push of financing market and popular products

The mobile loan client combines wireless Internet communication technology to push the latest financing market and popular products to users in real time. Users can learn more about the current domestic and foreign financing backgrounds, perspectives of various parties, and financing products launched by major financial institutions. The launch of this service aims to create a professional mobile encyclopedia of financing for mobile users.