What Is an Account Statement?

The bank flow statement is commonly known as the bank card deposit and withdrawal transaction statement, also known as the bank account transaction statement. Refers to the list of deposit and withdrawal business transactions that customers have with banks over a period of time.

Bank slip

The bank flow statement is commonly known as the bank card deposit and withdrawal transaction statement, also known as the bank account transaction statement. Refers to the list of deposit and withdrawal business transactions that customers have with banks over a period of time.

Chinese name

Bank slip

Foreign name

Bank water bills

Definition

List of transactions with banks over time

nickname

Bank account transaction statement

The private account flow refers to the details of the bank card (debit card) or bank passbook in the customer's own name, and the transaction list of deposit and withdrawal transactions with the bank within a period of time.

The bank account flow refers to the bank client's "corporate client" (opening a basic bank account) with its bank account deposit and withdrawal business with the bank for a period of time.

The main manifestations of the bank's flow of input: the input performance of the credit, the output performance of the debit, mainly card deposits, existing, transfers, wages, recurring deposits, online banking transfers, payment,

The basis of the personal credit report is the record of loans that occurred between the individual and the bank, which reflects the basic situation of previous business transactions. If an individual does not have a credit report, it is difficult to borrow from the bank;

The main factors in the credit report are:

1. Student loan; 2. Rural credit cooperative loan; 3. Mortgage loan to buy a house; 4. Credit card application; 5. Car loan. ^[1]

Running bill

Personal flow: personal transaction details, consumption, incoming and outgoing accounts, transfers, online banking, telephone recharge, etc. within half a year.
Salary flow: Individuals work in local companies, and the company has the obligation to pay personal income tax for employees. The monthly salary is issued by the bank on behalf of the bank, and the bank pays personal income tax on behalf of consumption, deposits and withdrawals, transfers, online banking, and telephone recharge.
Large amount of personal flow : personal transaction details, consumption, incoming and outgoing accounts, transfers, online banking, telephone recharge, etc., reflected in personal business flow.
Personal remote flow: personal transaction details, consumption, incoming and outgoing accounts, transfers, online banking, telephone recharge, etc. within six months; non-financial gold card users need to deduct transfer fees and cash withdrawal fees.

Enterprise flow: commonly known as corporate statement, the general account opened by the local bank where the company is located, the company's capital flow within half a year.