What Is the Mortgage Application Process?
The registration of house mortgage rights refers to the debtor or a third party other than the debtor to guarantee the performance of the debt, in a manner that does not transfer the possession, to provide a house owned or enjoyed by the disposition right as security. The process of registering the house in accordance with the law is to discount the house, or to give priority to compensation for the proceeds from the sale or sale of the house. House mortgage registration is a confirmation of house mortgage, which is also a one-step procedure that must be performed in the course of house transaction. The specific process and materials to be submitted are as follows.
Home mortgage registration process
Right!
- 1. Submission of materials;
- 2. Housing transaction hall accepts materials;
- 3. Get your certificate within ten working days.
- 1. Residents of this city:
- 1. If the agent is registered, submit the original power of attorney, identity certificate of the trustee, and identity certificate of the trustee; the power of attorney and authority recorded in the power of attorney should be clear; Original identity certificate;
- 2. Personal housing application
- 1. If the original is not required, a copy should be submitted to verify the original; if the original cannot be provided for verification, a copy confirming that it is consistent with the original should be submitted. All copies are made of A4 paper;
- 2. Writing should use black, blue-black pen, signature pen;
- 3. The applicant shall cooperate with the staff of the registration authority to accept enquiries on registration-related issues.