What Is Investor Protection?

The investor protection fund or investor compensation fund or investor compensation fund refers to a fund that directly compensates the relevant investors in crisis or bankruptcy institutions when a listed company or securities company has a payment crisis, or faces bankruptcy or failure to liquidate. Partial or full loss protection mechanism.

Investor protection fund

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The investor protection fund or investor compensation fund or investor compensation fund is a kind of
The securities investor protection fund is a fund used to protect the interests of investors in preventing and disposing of the risks of securities companies. If a securities company goes bankrupt and causes losses to investors due to misappropriation of client assets, the Protection Foundation compensates investors for a portion of their losses in accordance with the prescribed ratio. The initial funding of the fund came from state allocations and gradually transitioned to being provided by brokers. China's investor protection fund collects funds from brokers based on the broker's
Investor protection fund
The investor protection fund is essentially a kind of deposit insurance arrangement, that is, to provide compensation to the qualified clients of bankrupt securities companies in advance to make up for their losses, make it return to its original state as quickly as possible, and prevent the spread of risks. The effective operation of the investor protection fund depends on solving three problems, namely, who contributes (the source of the fund), who manages (the management body and operating mode of the fund), and who benefits (the object of fund compensation and applicable losses / appeals kind). In China, the bankruptcy and withdrawal of a wide range of securities companies are already foreseeable.
Funding comes from membership dues, transaction levies, borrowings and government grants;
Although the specific designs of investor protection funds in different countries (regions) are different, their basic properties are industry mutual insurance funds, that is, the main body of the fund is formed by the distribution of securities operating institutions as members of fund management organizations, which is equivalent to letting All member securities companies jointly insure and underwrite their clients. As such, the assessment of membership contributions constitutes the main source of investor protection funds. Judging from the practice of various securities markets, the methods of collecting membership dues include initial membership dues, annual fees, and temporary additional meetings. Collection standards are more diverse, including basic principles based on asset size, based on the number of customers, based on profit, differentiated treatment based on different business scopes, and adjusted according to members' management and risk levels. It is the right that matches the obligation.

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