What Skills are Needed for Loan Officer Jobs?

The main tasks of the profession:

Credit broker

Right!

The main tasks of the profession:

1. Main work tasks, yes

1. Approve loans within the authority, and apply for higher-level loans for approval

2.Meet the applicant to obtain loan application information and answer questions during processing

3. Analyze the applicant's financial situation, credit and asset assessment to determine the possibility of lending

4. Explain to clients the types of loans and the terms of different loan types

5. Obtain and edit the applicant's credit history, the financial status of the legal person and other financial information

6.Check and upgrade credit files

7.Check the credit agreement to make sure it is completely legal

8. Calculate payment arrangements

9.Master the latest types of loans and other financial services to meet customer needs

11.Handle consumer complaints and take reasonable solutions

12. Work with clients to determine financial goals and achieve them

13. Work with insurance companies to resolve loan application issues

1. Basic skills-actively listening-for example: understand the customer's order

2. Resource management skills-time management-for example: making monthly meeting schedules

3. Basic skills-comprehension reading ------- for example: reading instructions

4. Social skills-persuading others ------ for example: persuading others to donate

5. Basic skills-effective oral communication-for example: receiving customers and introducing products

1. Sales and marketing

Knowledge of principles and methods for displaying and promoting products and services. This includes marketing strategies and tactics, product display, sales skills and sales control systems

Consumer services and personal services

Knowledge of the principles and processes of providing services to customers and individuals. This includes assessing customer needs, meeting service quality standards, and determining customer satisfaction

3. Economics and Accounting

Knowledge of economic and accounting principles and practices, financial markets, banking, and analysis and reporting of financial data

4.Chinese language

Knowledge of the structure and content of Chinese language, including the meaning and writing of words, the rules and grammar

5.Mathematics

Knowledge of arithmetic, algebra, geometry, calculus, statistics and applications

1.Overall experience

Workers are required to have the skills, knowledge and work experience relevant to this profession. For example, you must be an apprentice or vocational trainer for three or four years before becoming an electrician, and often require workers to obtain a certificate through a qualification exam before they can work

2. On-the-job training

Practitioners need to receive one or two years of training, including the accumulation of on-the-job work experience and the guidance of experienced workers

Qualifications

Practitioners are often required to use communication skills and organizational skills to coordinate, supervise, manage or train others to achieve goals. For example, funeral hosts, electricians, legal secretaries, interviewers, and insurance sales agents

Education background

Most occupations in this level of qualifications require that the practitioner be trained in a vocational training school, have on-the-job work experience, or have a college diploma. Some occupations require a bachelor's degree diploma

1. Proportion of structured work and unstructured work

The job does not allow practitioners to decide on their own tasks, priorities and ultimate goals

2.The importance of precision

The job requires high accuracy

3. Sitting time

The job requires the practitioner to sit and work for a long time

4. Freedom to make decisions

This job provides practitioners with the freedom to make unregulated decisions

5.The impact of decision-making on the performance of colleagues or companies

Decisions made by practitioners will affect colleagues' work, customer service, and company performance

1. Recognize intelligence and conversational comprehension

Ability to understand the information and thoughts contained in a sentence by listening

2. Recognize intelligence and verbal skills

The ability to communicate orally with others so that they understand the message and thoughts they convey

3. Feeling ability, clarity of speech

The ability to express clearly for others to understand

4. Recognize intelligence and reading comprehension

Ability to read and understand written information and ideas

5. Recognize intelligence and inductive reasoning

The ability to combine fragmented information to find general rules or conclusions (including finding correlations between seemingly unrelated events)

1. Integrity

Require workers to be honest and ethical

Social orientation

Require workers to prefer to work with others and to work intimately with others than to work alone

3. Reliability

Require workers to perform their duties reliably, accountably, and trustworthy

4, analytical thinking

Ask workers to analyze information and use logical thinking to deal with work-related issues

1.Support

Occupations that meet this job value provide supportive management for workers. The occupational needs of workers are company policy, supervision, personnel relations and management, technology

2. Interpersonal relationships

Careers that meet this job value allow workers to serve others and collaborate with colleagues in a non-competitive, friendly environment. Workers' professional needs are colleagues, ethical values, and social services