What Are Savings Bonds?

Savings bonds are small, long-term bonds issued by the US Treasury. Divided into E, F, G, H, J, K and so on. The period is generally 10-20 years. It is characterized by good security and high interest rates. The bond is registered and cannot be transferred. After holding the bond for 2 months (up to 6 months), the bond holder can also request the government to repay the capital in advance (by local banks). Act for cash). It is named because it is similar to regular savings. If bondholders demand to repay the principal before the maturity of the bond, they must suffer interest losses. The shorter the time the bond is held, the greater the interest loss suffered. ^[1]

Savings bond

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Savings bonds are small, long-term bonds issued by the US Treasury. Divided into E, F, G, H, J, K and so on. The period is generally 10-20 years. It is characterized by good security and high interest rates. The bond is registered and cannot be transferred. After holding the bond for 2 months (up to 6 months), the bond holder can also request the government to repay the capital in advance (by local banks). Act for cash). It is named because it is similar to regular savings. If bondholders demand to repay the principal before the maturity of the bond, they must suffer interest losses. The shorter the time the bond is held, the greater the interest loss suffered. ^[1]

Non-negotiable treasury bonds that are issued to individuals are generally based on absorbing small savings funds from individuals, so they are sometimes called savings bonds.