What Is Business Activity Monitoring?

Business activity monitoring (BAM) is also called business activity management. It is a technology application that can proactively define and analyze major opportunities and risks within the enterprise to maximize benefits and optimize efficiency.

Business activity monitoring

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Business activity monitoring (BAM) is also called business activity management. It is a technology application that can proactively define and analyze major opportunities and risks within the enterprise to maximize benefits and optimize efficiency.
Business activity monitoring (BAM) is also called business activity management. It is a technology application that can proactively define and analyze major opportunities and risks within the enterprise to maximize benefits and optimize efficiency. The business activity monitoring paradigm can be used to assess internal and external factors.
Three main steps form an effective business activity monitoring (BAM) implementation. First, collect a sufficient amount of relevant data in an effective and timely manner to provide meaningful results. The data is then processed to identify factors related to classifying specific relationships. Finally, analyze the data and present the results in a clear, user-friendly way, so staff can take appropriate action.
One example of using business activity monitoring (BAM) in risk management is fraud-proof credit card transactions. If a large amount of prepaid cash is paid by a credit card, which is not in line with the cardholder's general spending habits, bank security personnel can call the card owner and verify that the transaction is planned. Another example of suspicious behavior is frequent and intermittent withdrawals of cash on an ATM at the maximum allowable amount or close to it.
Business activity monitoring (BAM) can be used to predict events such as interest rates, stock prices, fuel prices, and even political election results, and can determine how specific changes affect the way companies are managed. For example, the prospect of an angry public election lawmaker who likes price control could spur energy providers to maintain low retail prices in the short term. [1]

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