What does the title officer do?

The title officer investigates titles for real estate and land before buying or selling to see if there are any discrepancies that can affect the transaction or use of the property. It can specialize in commercial, industrial or residential titles or be proficient in all three. Her work is usually the position of employees with a real estate company or the title insurance company. Documents are usually maintained by the owner and regulatory agencies. They contain all vital statistics associated with property and owner, including outstanding taxes, lien, easements and restrictions on land -use planning. Any of these factors may delay or disable the purchase or sale of real estate or determine its capacity to insurance of the title that protects the buyer from claims that can be purchased after the purchase.Ty problems. In the case of lien or unpaid taxes, she and the seller usually try to solve these problems to allow the sale to continue. If the buyer believes,The fact that the purchase is worth it can agree to personally solve these concerns to facilitate the transaction.

zoning and easement matters are normally solved by local or regional commissions. The title officer must usually ask for her case to these control boards if she wants these restrictions to be changed or removed. If her requests are rejected, she may act as an intermediary for the buyer and the seller to achieve a friendly agreement.

In addition to studying these irregularities of the title, the title officer may have to rely on the information found in land maps and past mortgages in the region to deal with her fears. This happens most often when the assets and the title were not translated or examined. Generally performs a physical control of the property unless available documents provide sufficient information.

Title officers can workOut alone or rely on the support of employees at a basic level to help them. These employees are usually titles search engines or abstractors of the title. The title search engine often helps to follow documents for the title officer. If it is necessary to obtain information from credibility or mortgage, the assistance of the title abstractor is often required.

For this position, a diploma or equivalent in high school must be hired. The background when subscribing or as a title search engine or title abstractor is generally preferred to be hired as a title officer. Some employers also require applicants to be licensed notaries to qualify for work.