How Do I Calculate Annuity Interest?

The present value of the annuity is calculated based on the time value of the currency when the future future value, interest (here we default to the annual interest rate), and the number of interest periods n are known. Up to now the equivalent face value of Present Value.

Annuity present value

1% ~ 5%
Annuity Present Value Coefficient Table
interest rate
period
1% 2% 3% 4% 5%
1 0.9901 0.9804 0.9709 0.9615 0.9524
2 1.9704 1.9416 1.9135 1.8861 1.8594
3 2.9410 2.8839 2.8286 2.7751 2.7232
4 3.9020 3.8077 3.7171 3.6299 3.5460
5 4.8534 4.7135 4.5797 4.4518 4.3295
6 5.7955 5.6014 5.4172 5.2421 5.0757
7 6.7282 6.4720
6.2303
6.0021 5.7864
8 7.6517 7.3255 7.0197 6.7327 6.4632
9 8.5660 8.1622 7.7861 7.4353 7.1078
10 9.4713 8.9826 8.5302 8.1109 7.7217
11 10.3676 9.7868 9.2526 8.7605 8.3064
12 11.2551 10.5753 9.9540 9.3851 8.8633
13 12.1337 11.3484 10.6350 9.9856 9.3936
14 13.0037 12.1062 11.2961 10.5631 9.8986
15 13.8651 12.8493 11.9379 11.1184 10.3797
16 14.7179 13.5777 12.5611 11.6523 10.8378
17 15.5623 14.2919 13.1661 12.1657 11.2740
18 16.3983 14.9920 13.7535 12.6593 11.6896
19 17.2260 15.6785 14.3238 13.1340 12.0853
20 18.0456 16.3514 14.8775 13.5903 12.4622
twenty one 18.8570 17.0112 15.4150 14.0292 12.8212
twenty two 19.6604 17.6580 15.9369 14.4511 13.1630
twenty three 20.4558 18.2922 16.4436 14.8568 13.4886
twenty four 21.2434 18.9139 16.9355 15.2470 13.7986
25 22.0232 19.5235 17.4131 15.6221 14.0939
26 22.7952 20.1210 17.8768 15.9828 14.3752
27 23.5596 20.7069 18.3270 16.3296 14.6430
28 24.3164 21.2813 18.7641 16.6631 14.8981
29 25.0658 21.8444 19.1885 16.9837 15.1411
30 25.8077 22.3965 19.6004 17.2920 15.3725
31 26.5423 22.9377 20.0004 17.5885 15.5928
32 27.2696 23.4683 20.3888 17.8736 15.8027
33 27.9897 23.9886 20.7658 18.1476 16.0025
34 28.7027 24.4986 21.1318 18.4112 16.1929
35 29.4086 24.9986 21.4872 18.6646 16.3742
36 30.1076 25.4888 21.8323 18.9083 16.5469
37 30.7995 25.9695 22.1672 19.1426 16.7113
38 31.4847 26.4406 22.4925 19.3679 16.8679
39 32.1630 26.9026 22.8082 19.5845 17.0170
40 32.8347 27.3555 23.1148 19.7928 17.1591
41 33.4997 27.7995 23.4124 19.9931 17.2944
42 34.1581 28.2348 23.7014 20.1856 17.4232
43 34.8100 28.6616 23.9819 20.3708 17.5459
44 35.4555 29.0800 24.2543 20.5488 17.6628
45 36.0945 29.4902 24.5187 20.7200 17.7741
46 36.7272 29.8923 24.7754 20.8847 17.8801
47 37.3537 30.2866 25.0247 21.0429 17.9810
48 37.9740 30.6731 25.2667 21.1951 18.0772
49 38.5881 31.0521 25.5017 21.3414 18.1687
50 39.1961 31.4236 25.7298 21.4822 18.2559
[17-19]

Annuity present value calculation currency value

Knowing the annuity and coefficient, calculate the present value of the annuity, and get the value of the currency at a certain point in time. This is the basic role of the present value of the annuity.

Annuity Present Value Comparison Investment Scheme

Depending on the value of the currency, the pros and cons of the investment / funding plan can be compared.

Pros and cons of current annuity comparison plan

The schemes with different years and different total investment / funding can be compared by comparing the pros and cons of the scheme by calculating the ANPV indicator.

Return on annuity present value

The interpolation method can be used to calculate the internal return on financing (IRR).

IN OTHER LANGUAGES

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