What Is a Medical Reimbursement Account?

Social medical insurance card (medical insurance card or medical insurance card for short) is a special card for personal account of medical insurance. It uses personal identification card as identification code and stores the personal identification number, name, gender, and the payment and consumption of account gold. Detailed information.

Social health insurance card

Social medical insurance card (medical insurance card or medical insurance card for short) is a special card for medical insurance personal account. It uses personal identification card as identification code and stores and records individuals

Designated hospitals use medical insurance cards

(1) Present your health insurance card to prove your identity and registration when you seek medical treatment at a designated hospital. Individuals do not need to pay before reimbursement, and the medical insurance and hospital can settle the medical insurance reimbursement directly. Only at the time of checkout, pay by themselves Part of it is paid by the balance of the medical insurance card or cash.

(2) When the hospital is reimbursed, there is a threshold (the threshold is generally 10% of the average annual salary of the city's employees in the previous year). That is to say, the money of the threshold must be paid by itself. Local medical insurance regulations reimburse, the reimbursement ratio varies from place to place, and different hospitals and different projects are also different, about 80%, you can go to the local labor security online for details.

If a patient holding a medical insurance card needs to go to the hospital after getting sick, the process of going to a medical insurance designated unit with a medical insurance card is as follows: When the insured person is sick, holding a medical insurance manual and IC card, he can go directly to the local designated medical institution. . The general procedure is: holding a medical insurance manual and IC card-registration by the hospital medical insurance office-review and verification card-paying hospital deposit-hospitalization-self-funded items need to be agreed and signed by the patient-cash or IC card settlement payment The out-of-pocket portion of the standard and out-of-pocket ratios--the advances made by the hospital within the scope of overall planning--are settled and discharged.

Inpatient expenses are settled using post-payment service items.

After the medical insurance card is demagnetized and lost at this stage, the social security card will be replaced directly according to regulations. The specific process is as follows:

(1) If the same bank is used before and after the card exchange, I will go to the employee medical insurance card service bank to report the loss with valid credentials, and the street labor security service center will accept the application for social security card based on the bank's "Report of Loss Report" and my valid credentials. Collar, the time is 45 working days. After receiving the social security card and injecting funds, the amount in the original medical insurance card is automatically transferred to the social security card, and there is no need to clear the account.

(2) If the card is not the same bank before and after the card exchange, the process of receiving the social security card is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card. You need to go to the social security branch center of the participating insurance zone with a valid certificate to issue a "Notice of Employee Medical Insurance Card Clearance." With the notice and my valid certificate, go to the original employee medical insurance card service bank to clear the medical insurance card ^[2]

· Standard: Fully in accordance with ISO / IEC 14443 1/2/3/4

Protocol: T = CL communication protocol supporting ISO / IEC 14443? D4

· Non-contact communication: Support Type A or Type B

· Capacity: 8Kbytes (optional 4-80Kbytes)

Conforms to the anti-collision mechanism described in ISO / IEC 14443

Support anti-plugging processing and data power failure protection mechanism

· Cards have anti-collision mechanism, allowing multiple cards to enter the trading area at the same time

Supports multiple applications on one card, each application is independent of each other (multi-application,

The Tianjin Human Resources and Social Security Bureau recently issued the "Notice on Optimizing the Management of Individual Accounts for Employees' Medical Insurance", which clarifies that the Tianjin Medical Insurance Card can be withdrawn from October and participate in the basic medical insurance of employees in accordance with the unified accounting model. 70% of the implementation of capital injection management, insurance participants can withdraw their own medical expenses to compensate individuals and pay for insurance, medical examination and other expenses; the remaining 30% continue to implement bookkeeping management, specifically for the payment of medical insurance Expenses in the health insurance policy.