What Is an Accountable Plan?

Howard Hubler was hit harder than others during the US financial crisis: at Morgan Stanley, he lost $ 9 million on subprime loans. Today, Hubble may be speeding up his recovery. His company, Lending Value Group (LVG), has launched a project that significantly reduces the probability of foreclosure.

Responsible Homeowner Incentive Program

Right!
Howard Hubler was hit harder than others during the US financial crisis: at Morgan Stanley, he lost $ 9 million on subprime loans. Today, Hubble may be speeding up his recovery. His company, Lending Value Group (LVG), has launched a project that significantly reduces the probability of foreclosure.
Chinese name
Responsible Homeowner Rewards
Foreign name
Responsible Homeowner Reward
People
Howard Hubler
the company
Credit Value Group
Howard Hubler was hit harder than others during the U.S. financial crisis: in
Morgan Stanley, who lost $ 9 million on subprime loans. Today, Hubble may be speeding up his recovery. His company, Lending Value Group (LVG), has launched a project that significantly reduces the probability of foreclosure. According to research, strategic defaults account for 30% of all home loan defaults. The so-called strategic default means that the borrower is able to repay, but does not pay back. As for the reasons, according to an analysis of 13 million cases, the borrower's loan to the bank exceeded the value of the house itself.
According to the Responsible Homeowner Reward (RHR) project, which has been patented by the Credit Value Group, the bank promises that those borrowers who continue to pay on time will repay the bank loan once they sell their home , They will receive a certain amount of reward-about 10% of their initial loan amount. This incentive system will automatically lapse if there is more than one repayment on time. Although there are currently only 5,000 people joining the program, the lender of value said that the default rate of borrowers participating in the RHR program is less than 10%, while the default rate of borrowers who have not joined the program is more than 20%. Hubble said he believes the plan will help stabilize real estate in the United States. [1]

IN OTHER LANGUAGES

Was this article helpful? Thanks for the feedback Thanks for the feedback

How can we help? How can we help?